Caldwell downtown1 (1 of 1) · Renelibrary / CC BY-SA 4.0Czech Museum, Caldwell, TX IMG 0540 · Billy Hathorn at en.wikipedia / CC BY-SA 3.0Burleson County courthouse · Jim Evans / CC BY-SA 4.0First Baptist Church, Caldwell, TX IMG 0529 · Billy Hathorn at English Wikipedia / CC BY-SA 3.0
Caldwell is a small town of 4,120 in Texas, with a median household income of $57,222
and a 0.2% unemployment rate.
Its cost of living index is 91 (US average = 100), which is
9% below the national average.
Strengths:
Caldwell stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Caldwell is right for you depends on your priorities — the full breakdown is below.
All Caldwell city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.7
Caldwell's overall cost of living index is 90.7,
where 100 represents the US national average.
Living in Caldwell costs roughly 9% less than the average American city.
Metric
Caldwell, TX
National Avg
Median Home Value
$167,600
$244,900
Median Monthly Rent
$965
$1,163
Homeownership Rate
66.2%
65.9%
Median Household Income
$57,222
$74,755
Crime & Safety
Very Safe
Caldwell's violent crime rate is 125.6 per 100,000 residents
— 67% lower than the national average of ~380 per 100,000.
Violent Crime
125.6 /100k
Property Crime
481.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Caldwell is served primarily by CALDWELL ISD.
The student-to-teacher ratio is 14.5:1
(better than the national average of ~16:1).
Metric
Caldwell, TX
National Avg
School District
CALDWELL ISD
—
Elementary Schools
1
—
Middle Schools
2
—
High Schools
1
—
Student/Teacher Ratio
14.5:1
16:1
Bachelor's Degree or Higher
23.1%
35.4%
High School Diploma or Higher
86.0%
91.1%
Weather & Climate
Caldwell sees average highs of 62.4°F in January
and 96.6°F in July,
with 40.7 inches of annual precipitation
.
Caldwell's cost of living index is 91, where 100 is the national average.
That makes Caldwell roughly 9% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $167,600 and median rent is $965/month.
Caldwell's violent crime rate is 125.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 481.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Caldwell are operated by CALDWELL ISD.
The district has 1 elementary, 2 middle, and 1 high schools.
The student-to-teacher ratio is 14.5:1. 23.1% of adults 25+ hold a bachelor's degree or higher.
Caldwell, TX has a population of 4,120, a median household income of $57,222, and an unemployment rate of 0.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Caldwell averages 62.4°F in January and 96.6°F in July. Annual rainfall is 40.7 inches
.
Based on NOAA 30-year climate normals (1991–2020).
Caldwell, TX is covered by 1 ZIP code: 77836.
The population of Caldwell, Texas is 4,120 with a median age of 40.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Caldwell: cost of living index 91 (100 = US average), median home $167,600, median household income $57,222, crime index 29 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Caldwell side by side with your current city to see the trade-offs.
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