Breckenridge is a small town of 5,230 in Texas, with a median household income of $38,500
and a 13.1% unemployment rate.
Its cost of living index is 87 (US average = 100), which is
13% below the national average.
Strengths:
Breckenridge stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Breckenridge is right for you depends on your priorities — the full breakdown is below.
All Breckenridge city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.1
Breckenridge's overall cost of living index is 87.1,
where 100 represents the US national average.
Living in Breckenridge costs roughly 13% less than the average American city.
Metric
Breckenridge, TX
National Avg
Median Home Value
$77,800
$244,900
Median Monthly Rent
$665
$1,163
Homeownership Rate
67.9%
65.9%
Median Household Income
$38,500
$74,755
Crime & Safety
Near National Average
Breckenridge's violent crime rate is 468.2 per 100,000 residents
— 23% higher than the national average of ~380 per 100,000.
Violent Crime
468.2 /100k
Property Crime
1443.6 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Breckenridge is served primarily by BRECKENRIDGE ISD.
The student-to-teacher ratio is 13.7:1
(better than the national average of ~16:1).
Metric
Breckenridge, TX
National Avg
School District
BRECKENRIDGE ISD
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
13.7:1
16:1
Bachelor's Degree or Higher
14.7%
35.4%
High School Diploma or Higher
78.7%
91.1%
Weather & Climate
Breckenridge sees average highs of 57.4°F in January
and 96.0°F in July,
with 29.7 inches of annual precipitation
and 1.6 inches of snow per year.
Breckenridge's cost of living index is 87, where 100 is the national average.
That makes Breckenridge roughly 13% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $77,800 and median rent is $665/month.
Breckenridge's violent crime rate is 468.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1443.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Breckenridge are operated by BRECKENRIDGE ISD.
The district has 2 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 13.7:1. 14.7% of adults 25+ hold a bachelor's degree or higher.
Breckenridge, TX has a population of 5,230, a median household income of $38,500, and an unemployment rate of 13.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Breckenridge averages 57.4°F in January and 96.0°F in July. Annual rainfall is 29.7 inches
with about 1.6 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Breckenridge, TX is covered by 1 ZIP code: 76424.
The population of Breckenridge, Texas is 5,230 with a median age of 35.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Breckenridge: cost of living index 87 (100 = US average), median home $77,800, median household income $38,500, crime index 101 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Breckenridge side by side with your current city to see the trade-offs.
