Albany is a small town of 1,644 in Texas, with a median household income of $48,182
and a 11.7% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Albany stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Albany is right for you depends on your priorities — the full breakdown is below.
All Albany city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.8
Albany's overall cost of living index is 87.8,
where 100 represents the US national average.
Living in Albany costs roughly 12% less than the average American city.
Metric
Albany, TX
National Avg
Median Home Value
$153,100
$244,900
Median Monthly Rent
$478
$1,163
Homeownership Rate
75.4%
65.9%
Median Household Income
$48,182
$74,755
Crime & Safety
Very Safe
Albany's violent crime rate is 183.8 per 100,000 residents
— 52% lower than the national average of ~380 per 100,000.
Violent Crime
183.8 /100k
Property Crime
367.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Albany is served primarily by ALBANY ISD.
The student-to-teacher ratio is 10.9:1
(better than the national average of ~16:1).
Metric
Albany, TX
National Avg
School District
ALBANY ISD
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
10.9:1
16:1
Bachelor's Degree or Higher
28.6%
35.4%
High School Diploma or Higher
94.4%
91.1%
Weather & Climate
Albany sees average highs of 56.9°F in January
and 94.7°F in July,
with 28.9 inches of annual precipitation
and 2.3 inches of snow per year.
Albany's cost of living index is 88, where 100 is the national average.
That makes Albany roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $153,100 and median rent is $478/month.
Albany's violent crime rate is 183.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 367.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Albany are operated by ALBANY ISD.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 10.9:1. 28.6% of adults 25+ hold a bachelor's degree or higher.
Albany, TX has a population of 1,644, a median household income of $48,182, and an unemployment rate of 11.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Albany averages 56.9°F in January and 94.7°F in July. Annual rainfall is 28.9 inches
with about 2.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Albany, TX is covered by 1 ZIP code: 76430.
The population of Albany, Texas is 1,644 with a median age of 44.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Albany: cost of living index 88 (100 = US average), median home $153,100, median household income $48,182, crime index 36 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Albany side by side with your current city to see the trade-offs.
