Gainesboro is a small town of 1,086 in Tennessee, with a median household income of $37,404
and a 8.6% unemployment rate.
Its cost of living index is 84 (US average = 100), which is
16% below the national average.
Strengths:
Gainesboro stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes, an elevated unemployment rate. Whether Gainesboro is right for you depends on your priorities — the full breakdown is below.
All Gainesboro city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 83.9
Gainesboro's overall cost of living index is 83.9,
where 100 represents the US national average.
Living in Gainesboro costs roughly 16% less than the average American city.
Metric
Gainesboro, TN
National Avg
Median Home Value
$153,800
$244,900
Median Monthly Rent
$373
$1,163
Homeownership Rate
66.9%
65.9%
Median Household Income
$37,404
$74,755
Crime & Safety
Very Safe
Gainesboro's violent crime rate is 161.2 per 100,000 residents
— 58% lower than the national average of ~380 per 100,000.
Violent Crime
161.2 /100k
Property Crime
441.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Gainesboro is served primarily by Jackson County.
Metric
Gainesboro, TN
National Avg
School District
Jackson County
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
12.1%
35.4%
High School Diploma or Higher
80.1%
91.1%
Weather & Climate
Gainesboro sees average highs of 47.3°F in January
and 89.9°F in July,
with 56.5 inches of annual precipitation
and 4.6 inches of snow per year.
Gainesboro's cost of living index is 84, where 100 is the national average.
That makes Gainesboro roughly 16% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $153,800 and median rent is $373/month.
Gainesboro's violent crime rate is 161.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 441.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Gainesboro are operated by Jackson County.
The district has 2 elementary, 1 middle, and 1 high schools.
12.1% of adults 25+ hold a bachelor's degree or higher.
Gainesboro, TN has a population of 1,086, a median household income of $37,404, and an unemployment rate of 8.6%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Gainesboro averages 47.3°F in January and 89.9°F in July. Annual rainfall is 56.5 inches
with about 4.6 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Gainesboro, TN is covered by 1 ZIP code: 38562.
The population of Gainesboro, Tennessee is 1,086 with a median age of 49.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Gainesboro: cost of living index 84 (100 = US average), median home $153,800, median household income $37,404, crime index 34 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Gainesboro side by side with your current city to see the trade-offs.
