Celina is a small town of 1,767 in Tennessee, with a median household income of $33,689
and a 13.9% unemployment rate.
Its cost of living index is 86 (US average = 100), which is
14% below the national average.
Strengths:
Celina stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Celina is right for you depends on your priorities — the full breakdown is below.
All Celina city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 85.7
Celina's overall cost of living index is 85.7,
where 100 represents the US national average.
Living in Celina costs roughly 14% less than the average American city.
Metric
Celina, TN
National Avg
Median Home Value
$134,600
$244,900
Median Monthly Rent
$507
$1,163
Homeownership Rate
51.0%
65.9%
Median Household Income
$33,689
$74,755
Crime & Safety
Very Safe
Celina's violent crime rate is 39.4 per 100,000 residents
— 90% lower than the national average of ~380 per 100,000.
Violent Crime
39.4 /100k
Property Crime
446.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Celina is served primarily by Clay County.
Metric
Celina, TN
National Avg
School District
Clay County
—
Elementary Schools
2
—
Middle Schools
N/A
—
High Schools
2
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
11.4%
35.4%
High School Diploma or Higher
70.6%
91.1%
Weather & Climate
Celina sees average highs of 46.5°F in January
and 87.1°F in July,
with 55.1 inches of annual precipitation
and 2.3 inches of snow per year.
Celina's cost of living index is 86, where 100 is the national average.
That makes Celina roughly 14% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $134,600 and median rent is $507/month.
Celina's violent crime rate is 39.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 446.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Celina are operated by Clay County.
The district has 2 elementary, several middle, and 2 high schools.
11.4% of adults 25+ hold a bachelor's degree or higher.
Celina, TN has a population of 1,767, a median household income of $33,689, and an unemployment rate of 13.9%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Celina averages 46.5°F in January and 87.1°F in July. Annual rainfall is 55.1 inches
with about 2.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Celina, TN is covered by 1 ZIP code: 38551.
The population of Celina, Tennessee is 1,767 with a median age of 45.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Celina: cost of living index 86 (100 = US average), median home $134,600, median household income $33,689, crime index 15 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Celina side by side with your current city to see the trade-offs.
