Median Income
$49,485
household / year
Median Home Value
$177,000
owner-occupied
Median Rent
$782
gross / month
Cost of Living
90
national avg = 100

Is New Underwood, SD a Good Place to Live?

New Underwood is a small town of 574 in South Dakota, with a median household income of $49,485 and a 6.6% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: New Underwood stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether New Underwood is right for you depends on your priorities — the full breakdown is below.

All New Underwood city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.3

New Underwood's overall cost of living index is 90.3, where 100 represents the US national average. Living in New Underwood costs roughly 10% less than the average American city.

Metric New Underwood, SD National Avg
Median Home Value $177,000 $244,900
Median Monthly Rent $782 $1,163
Homeownership Rate 71.3% 65.9%
Median Household Income $49,485 $74,755

Crime & Safety

Higher than Average

New Underwood's violent crime rate is 656.6 per 100,000 residents — 73% higher than the national average of ~380 per 100,000.

Violent Crime
656.6 /100k
Property Crime
3129.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

New Underwood is served primarily by New Underwood School District 51-3. The student-to-teacher ratio is 13.7:1 (better than the national average of ~16:1).

Metric New Underwood, SD National Avg
School District New Underwood School District 51-3 —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 13.7:1 16:1
Bachelor's Degree or Higher 12.3% 35.4%
High School Diploma or Higher 92.9% 91.1%

Weather & Climate

New Underwood sees average highs of 36.0°F in January and 86.4°F in July, with 17.4 inches of annual precipitation and 48.5 inches of snow per year.

MetricNew Underwood, SD
Average High — January36.0°F
Average High — July86.4°F
Annual Precipitation17.4"
Annual Snowfall48.5"

Demographics

MetricNew Underwood, SDNational Avg
Population574—
Median Age39.938.9
Unemployment Rate6.6%3.7%
Avg Commute Time22.4 min26 min
White (non-Hispanic)83.4%59.3%
Black or African American3.7%13.6%
Hispanic or Latino0.5%18.9%
Asian0.0%6.3%
Under 1827.9%22.2%
65 and over19.0%16.8%

Nearby Cities

ZIP Codes in New Underwood

New Underwood, SD is covered by 1 ZIP code:

New Underwood vs Other Cities

Frequently Asked Questions

New Underwood's cost of living index is 90, where 100 is the national average. That makes New Underwood roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $177,000 and median rent is $782/month.
New Underwood's violent crime rate is 656.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3129.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in New Underwood are operated by New Underwood School District 51-3. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.7:1. 12.3% of adults 25+ hold a bachelor's degree or higher.
New Underwood, SD has a population of 574, a median household income of $49,485, and an unemployment rate of 6.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
New Underwood averages 36.0°F in January and 86.4°F in July. Annual rainfall is 17.4 inches with about 48.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
New Underwood, SD is covered by 1 ZIP code: 57761.
The population of New Underwood, South Dakota is 574 with a median age of 39.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in New Underwood: cost of living index 90 (100 = US average), median home $177,000, median household income $49,485, crime index 163 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare New Underwood side by side with your current city to see the trade-offs.