Median Income
$86,343
household / year
Median Home Value
$377,000
owner-occupied
Median Rent
$1,283
gross / month
Cost of Living
101
national avg = 100

Is Westerly, RI a Good Place to Live?

Westerly is a small city of 18,272 in Rhode Island, with a median household income of $86,343 and a 6.5% unemployment rate. Its cost of living index is 101 (US average = 100), which is 1% above the national average.

Strengths: Westerly stands out for lower-than-average crime, solid school ratings (A-), a well-educated population, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Westerly is right for you depends on your priorities — the full breakdown is below.

All Westerly city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 100.9

Westerly's overall cost of living index is 100.9, where 100 represents the US national average. Living in Westerly costs roughly 1% more than the average American city.

Metric Westerly, RI National Avg
Median Home Value $377,000 $244,900
Median Monthly Rent $1,283 $1,163
Homeownership Rate 70.3% 65.9%
Median Household Income $86,343 $74,755

Crime & Safety

Very Safe

Westerly's violent crime rate is 63.7 per 100,000 residents — 83% lower than the national average of ~380 per 100,000.

Violent Crime
63.7 /100k
Property Crime
913.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Westerly is served primarily by Westerly. The student-to-teacher ratio is 10.3:1 (better than the national average of ~16:1).

Metric Westerly, RI National Avg
School District Westerly —
Elementary Schools 3 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 10.3:1 16:1
Bachelor's Degree or Higher 36.1% 35.4%
High School Diploma or Higher 92.2% 91.1%

Weather & Climate

Westerly sees average highs of 39.5°F in January and 81.6°F in July, with 42.8 inches of annual precipitation and 24.5 inches of snow per year.

MetricWesterly, RI
Average High — January39.5°F
Average High — July81.6°F
Annual Precipitation42.8"
Annual Snowfall24.5"

Demographics

MetricWesterly, RINational Avg
Population18,272—
Median Age50.638.9
Unemployment Rate6.5%3.7%
Avg Commute Time24.1 min26 min
White (non-Hispanic)89.9%59.3%
Black or African American1.1%13.6%
Hispanic or Latino3.8%18.9%
Asian2.4%6.3%
Under 1813.8%22.2%
65 and over24.9%16.8%

Nearby Cities

ZIP Codes in Westerly

Westerly, RI is covered by 1 ZIP code:

Westerly vs Other Cities

Frequently Asked Questions

Westerly's cost of living index is 101, where 100 is the national average. That puts Westerly roughly 1% above the national average in cost. The median home price is $377,000 and median rent is $1,283/month.
Westerly's violent crime rate is 63.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 913.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Westerly are operated by Westerly. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.3:1. 36.1% of adults 25+ hold a bachelor's degree or higher.
Westerly, RI has a population of 18,272, a median household income of $86,343, and an unemployment rate of 6.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Westerly averages 39.5°F in January and 81.6°F in July. Annual rainfall is 42.8 inches with about 24.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Westerly, RI is covered by 1 ZIP code: 02891.
The population of Westerly, Rhode Island is 18,272 with a median age of 50.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Westerly: cost of living index 101 (100 = US average), median home $377,000, median household income $86,343, crime index 27 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Westerly side by side with your current city to see the trade-offs.