Median Income
$42,852
household / year
Median Home Value
$96,900
owner-occupied
Median Rent
$942
gross / month
Cost of Living
92
national avg = 100

Is Reading, PA a Good Place to Live?

Reading is a mid-sized city of 94,601 in Pennsylvania, with a median household income of $42,852 and a 11.3% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Reading stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Reading is right for you depends on your priorities — the full breakdown is below.

All Reading city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.5

Reading's overall cost of living index is 92.5, where 100 represents the US national average. Living in Reading costs roughly 8% less than the average American city.

Metric Reading, PA National Avg
Median Home Value $96,900 $244,900
Median Monthly Rent $942 $1,163
Homeownership Rate 39.3% 65.9%
Median Household Income $42,852 $74,755

Crime & Safety

Safer than Average

Reading's violent crime rate is 337.2 per 100,000 residents — 11% lower than the national average of ~380 per 100,000.

Violent Crime
337.2 /100k
Property Crime
1434.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Reading is served primarily by Reading SD. The student-to-teacher ratio is 15.2:1 (better than the national average of ~16:1).

Metric Reading, PA National Avg
School District Reading SD
Elementary Schools 13
Middle Schools 5
High Schools 1
Student/Teacher Ratio 15.2:1 16:1
Bachelor's Degree or Higher 11.7% 35.4%
High School Diploma or Higher 71.6% 91.1%

Weather & Climate

Reading sees average highs of 38.6°F in January and 86.5°F in July, with 49.3 inches of annual precipitation and 27.2 inches of snow per year.

MetricReading, PA
Average High — January38.6°F
Average High — July86.5°F
Annual Precipitation49.3"
Annual Snowfall27.2"

Demographics

MetricReading, PANational Avg
Population94,601
Median Age31.138.9
Unemployment Rate11.3%3.7%
Avg Commute Time24.3 min26 min
White (non-Hispanic)37.6%59.3%
Black or African American11.2%13.6%
Hispanic or Latino44.9%18.9%
Asian1.3%6.3%
Under 1828.5%22.2%
65 and over10.5%16.8%

Nearby Cities

ZIP Codes in Reading

Reading, PA is covered by 4 ZIP codes:

Reading vs Other Cities

Frequently Asked Questions

Reading's cost of living index is 92, where 100 is the national average. That makes Reading roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $96,900 and median rent is $942/month.
Reading's violent crime rate is 337.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1434.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Reading are operated by Reading SD. The district has 13 elementary, 5 middle, and 1 high schools. The student-to-teacher ratio is 15.2:1. 11.7% of adults 25+ hold a bachelor's degree or higher.
Reading, PA has a population of 94,601, a median household income of $42,852, and an unemployment rate of 11.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Reading averages 38.6°F in January and 86.5°F in July. Annual rainfall is 49.3 inches with about 27.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Reading, PA is covered by 4 ZIP codes: 19601, 19604, 19602, 19611.
The population of Reading, Pennsylvania is 94,601 with a median age of 31.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Reading: cost of living index 92 (100 = US average), median home $96,900, median household income $42,852, crime index 81 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Reading side by side with your current city to see the trade-offs.