Philipsburg is a small town of 2,782 in Pennsylvania, with a median household income of $45,530
and a 1.6% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Philipsburg stands out for an affordable cost of living, below-average home prices, solid school ratings (B+).
Trade-offs:
No major red flags stand out in the available data. Whether Philipsburg is right for you depends on your priorities — the full breakdown is below.
All Philipsburg city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.2
Philipsburg's overall cost of living index is 93.2,
where 100 represents the US national average.
Living in Philipsburg costs roughly 7% less than the average American city.
Metric
Philipsburg, PA
National Avg
Median Home Value
$115,500
$244,900
Median Monthly Rent
$609
$1,163
Homeownership Rate
52.6%
65.9%
Median Household Income
$45,530
$74,755
Crime & Safety
Very Safe
Philipsburg's violent crime rate is 54.2 per 100,000 residents
— 86% lower than the national average of ~380 per 100,000.
Violent Crime
54.2 /100k
Property Crime
271.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Philipsburg is served primarily by Philipsburg-Osceola Area SD.
The student-to-teacher ratio is 12.4:1
(better than the national average of ~16:1).
Metric
Philipsburg, PA
National Avg
School District
Philipsburg-Osceola Area SD
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
12.4:1
16:1
Bachelor's Degree or Higher
24.5%
35.4%
High School Diploma or Higher
92.1%
91.1%
Weather & Climate
Philipsburg sees average highs of 32.1°F in January
and 79.7°F in July,
with 42.0 inches of annual precipitation
and 50.0 inches of snow per year.
Philipsburg's cost of living index is 93, where 100 is the national average.
That makes Philipsburg roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $115,500 and median rent is $609/month.
Philipsburg's violent crime rate is 54.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 271.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Philipsburg are operated by Philipsburg-Osceola Area SD.
The district has 2 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 12.4:1. 24.5% of adults 25+ hold a bachelor's degree or higher.
Philipsburg, PA has a population of 2,782, a median household income of $45,530, and an unemployment rate of 1.6%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Philipsburg averages 32.1°F in January and 79.7°F in July. Annual rainfall is 42.0 inches
with about 50.0 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Philipsburg, PA is covered by 1 ZIP code: 16866.
The population of Philipsburg, Pennsylvania is 2,782 with a median age of 42.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Philipsburg: cost of living index 93 (100 = US average), median home $115,500, median household income $45,530, crime index 14 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Philipsburg side by side with your current city to see the trade-offs.
