Is Mercersburg, PA a Good Place to Live?
Mercersburg is a small town of 2,083 in Pennsylvania, with a median household income of $71,905 and a 2.7% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.
Strengths: Mercersburg stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).
Trade-offs: No major red flags stand out in the available data. Whether Mercersburg is right for you depends on your priorities — the full breakdown is below.
All Mercersburg city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.9Mercersburg's overall cost of living index is 93.9, where 100 represents the US national average. Living in Mercersburg costs roughly 6% less than the average American city.
| Metric | Mercersburg, PA | National Avg |
|---|---|---|
| Median Home Value | $194,900 | $244,900 |
| Median Monthly Rent | $850 | $1,163 |
| Homeownership Rate | 56.7% | 65.9% |
| Median Household Income | $71,905 | $74,755 |
Crime & Safety
Crime data for Mercersburg is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Mercersburg is served primarily by Tuscarora SD. The student-to-teacher ratio is 13.8:1 (better than the national average of ~16:1).
| Metric | Mercersburg, PA | National Avg |
|---|---|---|
| School District | Tuscarora SD | — |
| Elementary Schools | 4 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 13.8:1 | 16:1 |
| Bachelor's Degree or Higher | 19.0% | 35.4% |
| High School Diploma or Higher | 89.0% | 91.1% |
Weather & Climate
Mercersburg sees average highs of 40.5°F in January and 87.3°F in July, with 35.6 inches of annual precipitation and 30.8 inches of snow per year.
| Metric | Mercersburg, PA |
|---|---|
| Average High — January | 40.5°F |
| Average High — July | 87.3°F |
| Annual Precipitation | 35.6" |
| Annual Snowfall | 30.8" |
Demographics
| Metric | Mercersburg, PA | National Avg |
|---|---|---|
| Population | 2,083 | — |
| Median Age | 43.8 | 38.9 |
| Unemployment Rate | 2.7% | 3.7% |
| Avg Commute Time | 28.2 min | 26 min |
| White (non-Hispanic) | 86.3% | 59.3% |
| Black or African American | 8.8% | 13.6% |
| Hispanic or Latino | 1.2% | 18.9% |
| Asian | 0.6% | 6.3% |
| Under 18 | 19.7% | 22.2% |
| 65 and over | 17.8% | 16.8% |
Nearby Cities
ZIP Codes in Mercersburg
Mercersburg, PA is covered by 1 ZIP code: