Median Income
$71,905
household / year
Median Home Value
$194,900
owner-occupied
Median Rent
$850
gross / month
Cost of Living
94
national avg = 100

Is Mercersburg, PA a Good Place to Live?

Mercersburg is a small town of 2,083 in Pennsylvania, with a median household income of $71,905 and a 2.7% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Mercersburg stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).

Trade-offs: No major red flags stand out in the available data. Whether Mercersburg is right for you depends on your priorities — the full breakdown is below.

All Mercersburg city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.9

Mercersburg's overall cost of living index is 93.9, where 100 represents the US national average. Living in Mercersburg costs roughly 6% less than the average American city.

Metric Mercersburg, PA National Avg
Median Home Value $194,900 $244,900
Median Monthly Rent $850 $1,163
Homeownership Rate 56.7% 65.9%
Median Household Income $71,905 $74,755

Crime & Safety

Crime data for Mercersburg is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Mercersburg is served primarily by Tuscarora SD. The student-to-teacher ratio is 13.8:1 (better than the national average of ~16:1).

Metric Mercersburg, PA National Avg
School District Tuscarora SD —
Elementary Schools 4 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 13.8:1 16:1
Bachelor's Degree or Higher 19.0% 35.4%
High School Diploma or Higher 89.0% 91.1%

Weather & Climate

Mercersburg sees average highs of 40.5°F in January and 87.3°F in July, with 35.6 inches of annual precipitation and 30.8 inches of snow per year.

MetricMercersburg, PA
Average High — January40.5°F
Average High — July87.3°F
Annual Precipitation35.6"
Annual Snowfall30.8"

Demographics

MetricMercersburg, PANational Avg
Population2,083—
Median Age43.838.9
Unemployment Rate2.7%3.7%
Avg Commute Time28.2 min26 min
White (non-Hispanic)86.3%59.3%
Black or African American8.8%13.6%
Hispanic or Latino1.2%18.9%
Asian0.6%6.3%
Under 1819.7%22.2%
65 and over17.8%16.8%

Nearby Cities

ZIP Codes in Mercersburg

Mercersburg, PA is covered by 1 ZIP code:

Mercersburg vs Other Cities

Frequently Asked Questions

Mercersburg's cost of living index is 94, where 100 is the national average. That makes Mercersburg roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $194,900 and median rent is $850/month.
Crime data for Mercersburg is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Mercersburg are operated by Tuscarora SD. The district has 4 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.8:1. 19.0% of adults 25+ hold a bachelor's degree or higher.
Mercersburg, PA has a population of 2,083, a median household income of $71,905, and an unemployment rate of 2.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Mercersburg averages 40.5°F in January and 87.3°F in July. Annual rainfall is 35.6 inches with about 30.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Mercersburg, PA is covered by 1 ZIP code: 17236.
The population of Mercersburg, Pennsylvania is 2,083 with a median age of 43.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Mercersburg: cost of living index 94 (100 = US average), median home $194,900, median household income $71,905, schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Mercersburg side by side with your current city to see the trade-offs.