What are the schools like in Loretto, PA?

School district data for Loretto is sourced from the National Center for Education Statistics (NCES).

What is the median household income in Loretto?

The median household income in Loretto, PA is $53,750 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 7.0%.

What is the weather like in Loretto, PA?

Loretto has an average high temperature of 32.7°F in January and 78.7°F in July. Annual precipitation averages 48.7 inches and annual snowfall averages 79.7 inches.

Loretto, PA Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Loretto, PA affordable or expensive?

Loretto's cost of living index is 88, where 100 represents the national average. This means Loretto is 12% less expensive than the average US city. The median home value is $127,100 and the median rent is $1,297 per month.

Q: What is the crime rate in Loretto, PA?

Loretto has a violent crime rate of 97.5 incidents per 100,000 residents and a property crime rate of 457.0 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Loretto, PA a Good Place to Live?

Loretto is a small town of 1,317 in Pennsylvania, with a median household income of $53,750 and a 7.0% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Loretto stands out for an affordable cost of living, below-average home prices, a well-educated population, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Loretto is right for you depends on your priorities — the full breakdown is below.

All Loretto city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.1

Loretto's overall cost of living index is 88.1, where 100 represents the US national average. Living in Loretto costs roughly 12% less than the average American city.

Metric	Loretto, PA	National Avg
Median Home Value	$127,100	$244,900
Median Monthly Rent	$1,297	$1,163
Homeownership Rate	72.8%	65.9%
Median Household Income	$53,750	$74,755

Crime & Safety

Very Safe

Loretto's violent crime rate is 97.5 per 100,000 residents — 74% lower than the national average of ~380 per 100,000.

Violent Crime

97.5 /100k

Property Crime

457.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric	Loretto, PA	National Avg
School District	N/A	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	54.4%	35.4%
High School Diploma or Higher	100.0%	91.1%

Weather & Climate

Loretto sees average highs of 32.7°F in January and 78.7°F in July, with 48.7 inches of annual precipitation and 79.7 inches of snow per year.

Metric	Loretto, PA
Average High — January	32.7°F
Average High — July	78.7°F
Annual Precipitation	48.7"
Annual Snowfall	79.7"

Demographics

Metric	Loretto, PA	National Avg
Population	1,317	—
Median Age	20.4	38.9
Unemployment Rate	7.0%	3.7%
Avg Commute Time	12.3 min	26 min
White (non-Hispanic)	84.4%	59.3%
Black or African American	8.0%	13.6%
Hispanic or Latino	0.9%	18.9%
Asian	1.1%	6.3%
Under 18	1.9%	22.2%
65 and over	3.9%	16.8%

Nearby Cities

Sankertown, PA 3 mi Cresson, PA 4 mi Gallitzin, PA 5 mi Chest Springs, PA 5 mi Ebensburg, PA 5 mi

ZIP Codes in Loretto

Loretto, PA is covered by 1 ZIP code:

15940

Loretto vs Other Cities

Loretto, PA vs Sankertown, PA Loretto, PA vs Cresson, PA Loretto, PA vs Gallitzin, PA Loretto, PA vs Chest Springs, PA Loretto, PA vs Ebensburg, PA

Frequently Asked Questions

Is Loretto, PA affordable or expensive?

Loretto's cost of living index is 88, where 100 is the national average. That makes Loretto roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $127,100 and median rent is $1,297/month.

What is the crime rate in Loretto, PA?

Loretto's violent crime rate is 97.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 457.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Loretto?

School district information is sourced from NCES Common Core of Data.

Is Loretto, PA a good place to live?

Loretto, PA has a population of 1,317, a median household income of $53,750, and an unemployment rate of 7.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Loretto?

Loretto averages 32.7°F in January and 78.7°F in July. Annual rainfall is 48.7 inches with about 79.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Loretto?

Loretto, PA is covered by 1 ZIP code: 15940.

What is the population of Loretto?

The population of Loretto, Pennsylvania is 1,317 with a median age of 20.4. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Loretto?

Key numbers for living in Loretto: cost of living index 88 (100 = US average), median home $127,100, median household income $53,750, crime index 24 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Loretto side by side with your current city to see the trade-offs.