Median Income
$64,167
household / year
Median Home Value
$315,600
owner-occupied
Median Rent
$1,034
gross / month
Cost of Living
101
national avg = 100

Is Bay City, OR a Good Place to Live?

Bay City is a small town of 2,224 in Oregon, with a median household income of $64,167 and a 3.6% unemployment rate. Its cost of living index is 101 (US average = 100), which is 1% above the national average.

Strengths: Bay City stands out for short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Bay City is right for you depends on your priorities — the full breakdown is below.

All Bay City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 100.9

Bay City's overall cost of living index is 100.9, where 100 represents the US national average. Living in Bay City costs roughly 1% more than the average American city.

Metric Bay City, OR National Avg
Median Home Value $315,600 $244,900
Median Monthly Rent $1,034 $1,163
Homeownership Rate 76.2% 65.9%
Median Household Income $64,167 $74,755

Crime & Safety

Very Safe

Bay City's violent crime rate is 203.4 per 100,000 residents — 46% lower than the national average of ~380 per 100,000.

Violent Crime
203.4 /100k
Property Crime
1361.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Bay City, OR National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 24.6% 35.4%
High School Diploma or Higher 83.7% 91.1%

Weather & Climate

Bay City sees average highs of 51.9°F in January and 67.7°F in July, with 89.8 inches of annual precipitation and 0.2 inches of snow per year.

MetricBay City, OR
Average High — January51.9°F
Average High — July67.7°F
Annual Precipitation89.8"
Annual Snowfall0.2"

Demographics

MetricBay City, ORNational Avg
Population2,224—
Median Age44.538.9
Unemployment Rate3.6%3.7%
Avg Commute Time15.4 min26 min
White (non-Hispanic)87.3%59.3%
Black or African American0.0%13.6%
Hispanic or Latino6.1%18.9%
Asian0.3%6.3%
Under 1822.2%22.2%
65 and over21.1%16.8%

Nearby Cities

Idaville, OR 1 mi Garibaldi, OR 3 mi Cape Meares, OR 3 mi Tillamook, OR 5 mi Oceanside, OR 6 mi

ZIP Codes in Bay City

Bay City, OR is covered by 1 ZIP code:

97107

Bay City vs Other Cities

Bay City, OR vs Idaville, OR Bay City, OR vs Garibaldi, OR Bay City, OR vs Cape Meares, OR Bay City, OR vs Tillamook, OR Bay City, OR vs Oceanside, OR

Frequently Asked Questions

Bay City's cost of living index is 101, where 100 is the national average. That puts Bay City roughly 1% above the national average in cost. The median home price is $315,600 and median rent is $1,034/month.
Bay City's violent crime rate is 203.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1361.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Bay City, OR has a population of 2,224, a median household income of $64,167, and an unemployment rate of 3.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Bay City averages 51.9°F in January and 67.7°F in July. Annual rainfall is 89.8 inches with about 0.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Bay City, OR is covered by 1 ZIP code: 97107.
The population of Bay City, Oregon is 2,224 with a median age of 44.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Bay City: cost of living index 101 (100 = US average), median home $315,600, median household income $64,167, crime index 58 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Bay City side by side with your current city to see the trade-offs.