Downtown, Miami, OK street · TheWhitePelican / CC BY-SA 3.0Coleman Theater in Miami, OK · TheWhitePelican / CC BY-SA 3.0Sidewalk Highway (3) · Abraham Ezekowitz / CC BY-SA 3.0Coleman Theater interior · Vanessa Ezekowitz / CC BY-SA 3.0
Miami is a small city of 12,995 in Oklahoma, with a median household income of $44,010
and a 3.3% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Miami stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Miami is right for you depends on your priorities — the full breakdown is below.
All Miami city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.4
Miami's overall cost of living index is 88.4,
where 100 represents the US national average.
Living in Miami costs roughly 12% less than the average American city.
Metric
Miami, OK
National Avg
Median Home Value
$95,000
$244,900
Median Monthly Rent
$790
$1,163
Homeownership Rate
56.3%
65.9%
Median Household Income
$44,010
$74,755
Crime & Safety
Near National Average
Miami's violent crime rate is 514.2 per 100,000 residents
— 35% higher than the national average of ~380 per 100,000.
Violent Crime
514.2 /100k
Property Crime
2866.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Miami is served primarily by MIAMI.
The student-to-teacher ratio is 18.9:1
(slightly above the national average of ~16:1).
Metric
Miami, OK
National Avg
School District
MIAMI
—
Elementary Schools
3
—
Middle Schools
2
—
High Schools
1
—
Student/Teacher Ratio
18.9:1
16:1
Bachelor's Degree or Higher
16.9%
35.4%
High School Diploma or Higher
86.5%
91.1%
Weather & Climate
Miami sees average highs of 46.7°F in January
and 91.2°F in July,
with 46.0 inches of annual precipitation
and 7.2 inches of snow per year.
Miami's cost of living index is 88, where 100 is the national average.
That makes Miami roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $95,000 and median rent is $790/month.
Miami's violent crime rate is 514.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2866.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Miami are operated by MIAMI.
The district has 3 elementary, 2 middle, and 1 high schools.
The student-to-teacher ratio is 18.9:1. 16.9% of adults 25+ hold a bachelor's degree or higher.
Miami, OK has a population of 12,995, a median household income of $44,010, and an unemployment rate of 3.3%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Miami averages 46.7°F in January and 91.2°F in July. Annual rainfall is 46.0 inches
with about 7.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Miami, OK is covered by 1 ZIP code: 74354.
The population of Miami, Oklahoma is 12,995 with a median age of 32.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Miami: cost of living index 88 (100 = US average), median home $95,000, median household income $44,010, crime index 136 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Miami side by side with your current city to see the trade-offs.
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