Commerce is a small town of 2,302 in Oklahoma, with a median household income of $35,221
and a 4.0% unemployment rate.
Its cost of living index is 85 (US average = 100), which is
15% below the national average.
Strengths:
Commerce stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Commerce is right for you depends on your priorities — the full breakdown is below.
All Commerce city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 85.1
Commerce's overall cost of living index is 85.1,
where 100 represents the US national average.
Living in Commerce costs roughly 15% less than the average American city.
Metric
Commerce, OK
National Avg
Median Home Value
$66,000
$244,900
Median Monthly Rent
$660
$1,163
Homeownership Rate
67.0%
65.9%
Median Household Income
$35,221
$74,755
Crime & Safety
Safer than Average
Commerce's violent crime rate is 393.9 per 100,000 residents
— 4% higher than the national average of ~380 per 100,000.
Violent Crime
393.9 /100k
Property Crime
1838.1 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Commerce is served primarily by COMMERCE.
The student-to-teacher ratio is 15.5:1
(better than the national average of ~16:1).
Metric
Commerce, OK
National Avg
School District
COMMERCE
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
15.5:1
16:1
Bachelor's Degree or Higher
9.3%
35.4%
High School Diploma or Higher
74.8%
91.1%
Weather & Climate
Commerce sees average highs of 46.7°F in January
and 91.2°F in July,
with 46.0 inches of annual precipitation
and 7.2 inches of snow per year.
Commerce's cost of living index is 85, where 100 is the national average.
That makes Commerce roughly 15% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $66,000 and median rent is $660/month.
Commerce's violent crime rate is 393.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1838.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Commerce are operated by COMMERCE.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 15.5:1. 9.3% of adults 25+ hold a bachelor's degree or higher.
Commerce, OK has a population of 2,302, a median household income of $35,221, and an unemployment rate of 4.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Commerce averages 46.7°F in January and 91.2°F in July. Annual rainfall is 46.0 inches
with about 7.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Commerce, OK is covered by 1 ZIP code: 74339.
The population of Commerce, Oklahoma is 2,302 with a median age of 33.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Commerce: cost of living index 85 (100 = US average), median home $66,000, median household income $35,221, crime index 97 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Commerce side by side with your current city to see the trade-offs.
