McLoud is a small town of 4,394 in Oklahoma, with a median household income of $67,207
and a 3.7% unemployment rate.
Its cost of living index is 91 (US average = 100), which is
9% below the national average.
Strengths:
McLoud stands out for an affordable cost of living, below-average home prices, lower-than-average crime.
Trade-offs:
No major red flags stand out in the available data. Whether McLoud is right for you depends on your priorities — the full breakdown is below.
All McLoud city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.7
McLoud's overall cost of living index is 90.7,
where 100 represents the US national average.
Living in McLoud costs roughly 9% less than the average American city.
Metric
McLoud, OK
National Avg
Median Home Value
$146,900
$244,900
Median Monthly Rent
$803
$1,163
Homeownership Rate
68.4%
65.9%
Median Household Income
$67,207
$74,755
Crime & Safety
Safer than Average
McLoud's violent crime rate is 375.3 per 100,000 residents
— 1% lower than the national average of ~380 per 100,000.
Violent Crime
375.3 /100k
Property Crime
816.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
McLoud is served primarily by MCLOUD.
The student-to-teacher ratio is 14.4:1
(better than the national average of ~16:1).
Metric
McLoud, OK
National Avg
School District
MCLOUD
—
Elementary Schools
2
—
Middle Schools
2
—
High Schools
1
—
Student/Teacher Ratio
14.4:1
16:1
Bachelor's Degree or Higher
12.7%
35.4%
High School Diploma or Higher
87.6%
91.1%
Weather & Climate
McLoud sees average highs of 49.8°F in January
and 92.6°F in July,
with 39.0 inches of annual precipitation
and 3.9 inches of snow per year.
McLoud's cost of living index is 91, where 100 is the national average.
That makes McLoud roughly 9% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $146,900 and median rent is $803/month.
McLoud's violent crime rate is 375.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 816.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in McLoud are operated by MCLOUD.
The district has 2 elementary, 2 middle, and 1 high schools.
The student-to-teacher ratio is 14.4:1. 12.7% of adults 25+ hold a bachelor's degree or higher.
McLoud, OK has a population of 4,394, a median household income of $67,207, and an unemployment rate of 3.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
McLoud averages 49.8°F in January and 92.6°F in July. Annual rainfall is 39.0 inches
with about 3.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
McLoud, OK is covered by 1 ZIP code: 74851.
The population of McLoud, Oklahoma is 4,394 with a median age of 40.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in McLoud: cost of living index 91 (100 = US average), median home $146,900, median household income $67,207, crime index 75 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare McLoud side by side with your current city to see the trade-offs.