Median Income
$90,241
household / year
Median Home Value
$209,000
owner-occupied
Median Rent
$1,091
gross / month
Cost of Living
91
national avg = 100

Is Choctaw, OK a Good Place to Live?

Choctaw is a small city of 12,154 in Oklahoma, with a median household income of $90,241 and a 2.5% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Choctaw stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-).

Trade-offs: No major red flags stand out in the available data. Whether Choctaw is right for you depends on your priorities — the full breakdown is below.

All Choctaw city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.0

Choctaw's overall cost of living index is 91.0, where 100 represents the US national average. Living in Choctaw costs roughly 9% less than the average American city.

Metric Choctaw, OK National Avg
Median Home Value $209,000 $244,900
Median Monthly Rent $1,091 $1,163
Homeownership Rate 89.6% 65.9%
Median Household Income $90,241 $74,755

Crime & Safety

Very Safe

Choctaw's violent crime rate is 171.4 per 100,000 residents — 55% lower than the national average of ~380 per 100,000.

Violent Crime
171.4 /100k
Property Crime
1207.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Choctaw is served primarily by CHOCTAW-NICOMA PARK. The student-to-teacher ratio is 18.2:1 (slightly above the national average of ~16:1).

Metric Choctaw, OK National Avg
School District CHOCTAW-NICOMA PARK
Elementary Schools 5
Middle Schools 2
High Schools 1
Student/Teacher Ratio 18.2:1 16:1
Bachelor's Degree or Higher 30.2% 35.4%
High School Diploma or Higher 93.6% 91.1%

Weather & Climate

Choctaw sees average highs of 49.7°F in January and 92.2°F in July, with 36.6 inches of annual precipitation and 3.9 inches of snow per year.

MetricChoctaw, OK
Average High — January49.7°F
Average High — July92.2°F
Annual Precipitation36.6"
Annual Snowfall3.9"

Demographics

MetricChoctaw, OKNational Avg
Population12,154
Median Age39.038.9
Unemployment Rate2.5%3.7%
Avg Commute Time26.1 min26 min
White (non-Hispanic)83.5%59.3%
Black or African American2.0%13.6%
Hispanic or Latino2.6%18.9%
Asian2.3%6.3%
Under 1828.1%22.2%
65 and over17.4%16.8%

Nearby Cities

ZIP Codes in Choctaw

Choctaw, OK is covered by 1 ZIP code:

Choctaw vs Other Cities

Frequently Asked Questions

Choctaw's cost of living index is 91, where 100 is the national average. That makes Choctaw roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $209,000 and median rent is $1,091/month.
Choctaw's violent crime rate is 171.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1207.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Choctaw are operated by CHOCTAW-NICOMA PARK. The district has 5 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 18.2:1. 30.2% of adults 25+ hold a bachelor's degree or higher.
Choctaw, OK has a population of 12,154, a median household income of $90,241, and an unemployment rate of 2.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Choctaw averages 49.7°F in January and 92.2°F in July. Annual rainfall is 36.6 inches with about 3.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Choctaw, OK is covered by 1 ZIP code: 73020.
The population of Choctaw, Oklahoma is 12,154 with a median age of 39.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Choctaw: cost of living index 91 (100 = US average), median home $209,000, median household income $90,241, crime index 50 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Choctaw side by side with your current city to see the trade-offs.