Is Waverly, NY a Good Place to Live?
Waverly is a small town of 4,360 in New York, with a median household income of $49,060 and a 7.5% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.
Strengths: Waverly stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Waverly is right for you depends on your priorities — the full breakdown is below.
All Waverly city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.9Waverly's overall cost of living index is 94.9, where 100 represents the US national average. Living in Waverly costs roughly 5% less than the average American city.
| Metric | Waverly, NY | National Avg |
|---|---|---|
| Median Home Value | $124,700 | $244,900 |
| Median Monthly Rent | $859 | $1,163 |
| Homeownership Rate | 52.1% | 65.9% |
| Median Household Income | $49,060 | $74,755 |
Crime & Safety
Crime data for Waverly is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Waverly is served primarily by WAVERLY CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 12.4:1 (better than the national average of ~16:1).
| Metric | Waverly, NY | National Avg |
|---|---|---|
| School District | WAVERLY CENTRAL SCHOOL DISTRICT | — |
| Elementary Schools | 2 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 12.4:1 | 16:1 |
| Bachelor's Degree or Higher | 13.8% | 35.4% |
| High School Diploma or Higher | 89.7% | 91.1% |
Weather & Climate
Waverly sees average highs of 34.4°F in January and 83.4°F in July, with 36.8 inches of annual precipitation and 35.0 inches of snow per year.
| Metric | Waverly, NY |
|---|---|
| Average High — January | 34.4°F |
| Average High — July | 83.4°F |
| Annual Precipitation | 36.8" |
| Annual Snowfall | 35.0" |
Demographics
| Metric | Waverly, NY | National Avg |
|---|---|---|
| Population | 4,360 | — |
| Median Age | 41.1 | 38.9 |
| Unemployment Rate | 7.5% | 3.7% |
| Avg Commute Time | 17.2 min | 26 min |
| White (non-Hispanic) | 90.6% | 59.3% |
| Black or African American | 3.3% | 13.6% |
| Hispanic or Latino | 1.6% | 18.9% |
| Asian | 1.5% | 6.3% |
| Under 18 | 19.6% | 22.2% |
| 65 and over | 23.1% | 16.8% |
Nearby Cities
ZIP Codes in Waverly
Waverly, NY is covered by 1 ZIP code: