Is Warsaw, NY a Good Place to Live?
Warsaw is a small town of 2,937 in New York, with a median household income of $50,000 and a 8.8% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.
Strengths: Warsaw stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Warsaw is right for you depends on your priorities — the full breakdown is below.
All Warsaw city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.5Warsaw's overall cost of living index is 92.5, where 100 represents the US national average. Living in Warsaw costs roughly 8% less than the average American city.
| Metric | Warsaw, NY | National Avg |
|---|---|---|
| Median Home Value | $124,900 | $244,900 |
| Median Monthly Rent | $630 | $1,163 |
| Homeownership Rate | 55.0% | 65.9% |
| Median Household Income | $50,000 | $74,755 |
Crime & Safety
Very SafeWarsaw's violent crime rate is 27.6 per 100,000 residents — 93% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Warsaw is served primarily by WARSAW CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 8.9:1 (better than the national average of ~16:1).
| Metric | Warsaw, NY | National Avg |
|---|---|---|
| School District | WARSAW CENTRAL SCHOOL DISTRICT | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 8.9:1 | 16:1 |
| Bachelor's Degree or Higher | 21.1% | 35.4% |
| High School Diploma or Higher | 93.8% | 91.1% |
Weather & Climate
Warsaw sees average highs of 30.0°F in January and 76.5°F in July, with 37.2 inches of annual precipitation and 70.1 inches of snow per year.
| Metric | Warsaw, NY |
|---|---|
| Average High — January | 30.0°F |
| Average High — July | 76.5°F |
| Annual Precipitation | 37.2" |
| Annual Snowfall | 70.1" |
Demographics
| Metric | Warsaw, NY | National Avg |
|---|---|---|
| Population | 2,937 | — |
| Median Age | 52.6 | 38.9 |
| Unemployment Rate | 8.8% | 3.7% |
| Avg Commute Time | 17.7 min | 26 min |
| White (non-Hispanic) | 96.4% | 59.3% |
| Black or African American | 0.4% | 13.6% |
| Hispanic or Latino | 2.7% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 13.9% | 22.2% |
| 65 and over | 26.4% | 16.8% |
Nearby Cities
ZIP Codes in Warsaw
Warsaw, NY is covered by 1 ZIP code: