Median Income
$50,000
household / year
Median Home Value
$124,900
owner-occupied
Median Rent
$630
gross / month
Cost of Living
92
national avg = 100

Is Warsaw, NY a Good Place to Live?

Warsaw is a small town of 2,937 in New York, with a median household income of $50,000 and a 8.8% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Warsaw stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Warsaw is right for you depends on your priorities — the full breakdown is below.

All Warsaw city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.5

Warsaw's overall cost of living index is 92.5, where 100 represents the US national average. Living in Warsaw costs roughly 8% less than the average American city.

Metric Warsaw, NY National Avg
Median Home Value $124,900 $244,900
Median Monthly Rent $630 $1,163
Homeownership Rate 55.0% 65.9%
Median Household Income $50,000 $74,755

Crime & Safety

Very Safe

Warsaw's violent crime rate is 27.6 per 100,000 residents — 93% lower than the national average of ~380 per 100,000.

Violent Crime
27.6 /100k
Property Crime
250.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Warsaw is served primarily by WARSAW CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 8.9:1 (better than the national average of ~16:1).

Metric Warsaw, NY National Avg
School District WARSAW CENTRAL SCHOOL DISTRICT
Elementary Schools 1
Middle Schools 1
High Schools 1
Student/Teacher Ratio 8.9:1 16:1
Bachelor's Degree or Higher 21.1% 35.4%
High School Diploma or Higher 93.8% 91.1%

Weather & Climate

Warsaw sees average highs of 30.0°F in January and 76.5°F in July, with 37.2 inches of annual precipitation and 70.1 inches of snow per year.

MetricWarsaw, NY
Average High — January30.0°F
Average High — July76.5°F
Annual Precipitation37.2"
Annual Snowfall70.1"

Demographics

MetricWarsaw, NYNational Avg
Population2,937
Median Age52.638.9
Unemployment Rate8.8%3.7%
Avg Commute Time17.7 min26 min
White (non-Hispanic)96.4%59.3%
Black or African American0.4%13.6%
Hispanic or Latino2.7%18.9%
Asian0.0%6.3%
Under 1813.9%22.2%
65 and over26.4%16.8%

Nearby Cities

ZIP Codes in Warsaw

Warsaw, NY is covered by 1 ZIP code:

Warsaw vs Other Cities

Frequently Asked Questions

Warsaw's cost of living index is 92, where 100 is the national average. That makes Warsaw roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $124,900 and median rent is $630/month.
Warsaw's violent crime rate is 27.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 250.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Warsaw are operated by WARSAW CENTRAL SCHOOL DISTRICT. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 8.9:1. 21.1% of adults 25+ hold a bachelor's degree or higher.
Warsaw, NY has a population of 2,937, a median household income of $50,000, and an unemployment rate of 8.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Warsaw averages 30.0°F in January and 76.5°F in July. Annual rainfall is 37.2 inches with about 70.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Warsaw, NY is covered by 1 ZIP code: 14569.
The population of Warsaw, New York is 2,937 with a median age of 52.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Warsaw: cost of living index 92 (100 = US average), median home $124,900, median household income $50,000, crime index 9 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Warsaw side by side with your current city to see the trade-offs.