McGraw is a small town of 1,261 in New York, with a median household income of $60,781
and a 7.7% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
McGraw stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether McGraw is right for you depends on your priorities — the full breakdown is below.
All McGraw city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.5
McGraw's overall cost of living index is 93.5,
where 100 represents the US national average.
Living in McGraw costs roughly 6% less than the average American city.
Metric
McGraw, NY
National Avg
Median Home Value
$101,100
$244,900
Median Monthly Rent
$820
$1,163
Homeownership Rate
55.3%
65.9%
Median Household Income
$60,781
$74,755
Crime & Safety
Very Safe
McGraw's violent crime rate is 136.6 per 100,000 residents
— 64% lower than the national average of ~380 per 100,000.
Violent Crime
136.6 /100k
Property Crime
1675.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
McGraw is served primarily by MCGRAW CENTRAL SCHOOL DISTRICT.
The student-to-teacher ratio is 9.3:1
(better than the national average of ~16:1).
Metric
McGraw, NY
National Avg
School District
MCGRAW CENTRAL SCHOOL DISTRICT
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
9.3:1
16:1
Bachelor's Degree or Higher
12.2%
35.4%
High School Diploma or Higher
89.5%
91.1%
Weather & Climate
McGraw sees average highs of 28.6°F in January
and 77.3°F in July,
with 44.3 inches of annual precipitation
and 117.3 inches of snow per year.
McGraw's cost of living index is 94, where 100 is the national average.
That makes McGraw roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $101,100 and median rent is $820/month.
McGraw's violent crime rate is 136.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1675.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in McGraw are operated by MCGRAW CENTRAL SCHOOL DISTRICT.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 9.3:1. 12.2% of adults 25+ hold a bachelor's degree or higher.
McGraw, NY has a population of 1,261, a median household income of $60,781, and an unemployment rate of 7.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
McGraw averages 28.6°F in January and 77.3°F in July. Annual rainfall is 44.3 inches
with about 117.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
McGraw, NY is covered by 1 ZIP code: 13101.
The population of McGraw, New York is 1,261 with a median age of 32.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in McGraw: cost of living index 94 (100 = US average), median home $101,100, median household income $60,781, crime index 53 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare McGraw side by side with your current city to see the trade-offs.
