Is Madison, NY a Good Place to Live?
Madison is a small town of 382 in New York, with a median household income of $44,028 and a 1.9% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.
Strengths: Madison stands out for an affordable cost of living, below-average home prices, solid school ratings (A-).
Trade-offs: No major red flags stand out in the available data. Whether Madison is right for you depends on your priorities — the full breakdown is below.
All Madison city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 95.2Madison's overall cost of living index is 95.2, where 100 represents the US national average. Living in Madison costs roughly 5% less than the average American city.
| Metric | Madison, NY | National Avg |
|---|---|---|
| Median Home Value | $95,300 | $244,900 |
| Median Monthly Rent | $1,271 | $1,163 |
| Homeownership Rate | 63.1% | 65.9% |
| Median Household Income | $44,028 | $74,755 |
Crime & Safety
Very SafeMadison's violent crime rate is 70.5 per 100,000 residents — 81% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Madison is served primarily by MADISON CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 10.7:1 (better than the national average of ~16:1).
| Metric | Madison, NY | National Avg |
|---|---|---|
| School District | MADISON CENTRAL SCHOOL DISTRICT | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 10.7:1 | 16:1 |
| Bachelor's Degree or Higher | 24.9% | 35.4% |
| High School Diploma or Higher | 92.4% | 91.1% |
Weather & Climate
Madison sees average highs of 27.6°F in January and 77.2°F in July, with 45.1 inches of annual precipitation and 77.1 inches of snow per year.
| Metric | Madison, NY |
|---|---|
| Average High — January | 27.6°F |
| Average High — July | 77.2°F |
| Annual Precipitation | 45.1" |
| Annual Snowfall | 77.1" |
Demographics
| Metric | Madison, NY | National Avg |
|---|---|---|
| Population | 382 | — |
| Median Age | 25.9 | 38.9 |
| Unemployment Rate | 1.9% | 3.7% |
| Avg Commute Time | 26.1 min | 26 min |
| White (non-Hispanic) | 99.5% | 59.3% |
| Black or African American | 0.3% | 13.6% |
| Hispanic or Latino | 0.3% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 36.4% | 22.2% |
| 65 and over | 15.7% | 16.8% |
Nearby Cities
ZIP Codes in Madison
Madison, NY is covered by 1 ZIP code: