What are the schools like in Hamilton, NY?

Hamilton is served primarily by HAMILTON CENTRAL SCHOOL DISTRICT. The district operates 1 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 11.5:1.

What is the median household income in Hamilton?

The median household income in Hamilton, NY is $59,152 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 0.6%.

What is the weather like in Hamilton, NY?

Hamilton has an average high temperature of 27.6°F in January and 77.2°F in July. Annual precipitation averages 45.1 inches and annual snowfall averages 77.1 inches.

Hamilton, NY Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Hamilton, NY affordable or expensive?

Hamilton's cost of living index is 95, where 100 represents the national average. This means Hamilton is 5% less expensive than the average US city. The median home value is $244,800 and the median rent is $968 per month.

Q: What is the crime rate in Hamilton, NY?

Hamilton has a violent crime rate of 70.5 incidents per 100,000 residents and a property crime rate of 644.2 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Hamilton, NY a Good Place to Live?

Hamilton is a small town of 3,882 in New York, with a median household income of $59,152 and a 0.6% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.

Strengths: Hamilton stands out for an affordable cost of living, below-average home prices, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Hamilton is right for you depends on your priorities — the full breakdown is below.

All Hamilton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 95.2

Hamilton's overall cost of living index is 95.2, where 100 represents the US national average. Living in Hamilton costs roughly 5% less than the average American city.

Metric	Hamilton, NY	National Avg
Median Home Value	$244,800	$244,900
Median Monthly Rent	$968	$1,163
Homeownership Rate	49.9%	65.9%
Median Household Income	$59,152	$74,755

Crime & Safety

Very Safe

Hamilton's violent crime rate is 70.5 per 100,000 residents — 81% lower than the national average of ~380 per 100,000.

Violent Crime

70.5 /100k

Property Crime

644.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Hamilton is served primarily by HAMILTON CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 11.5:1 (better than the national average of ~16:1).

Metric	Hamilton, NY	National Avg
School District	HAMILTON CENTRAL SCHOOL DISTRICT	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	11.5:1	16:1
Bachelor's Degree or Higher	54.5%	35.4%
High School Diploma or Higher	95.3%	91.1%

Weather & Climate

Hamilton sees average highs of 27.6°F in January and 77.2°F in July, with 45.1 inches of annual precipitation and 77.1 inches of snow per year.

Metric	Hamilton, NY
Average High — January	27.6°F
Average High — July	77.2°F
Annual Precipitation	45.1"
Annual Snowfall	77.1"

Demographics

Metric	Hamilton, NY	National Avg
Population	3,882	—
Median Age	20.7	38.9
Unemployment Rate	0.6%	3.7%
Avg Commute Time	12.0 min	26 min
White (non-Hispanic)	83.7%	59.3%
Black or African American	5.0%	13.6%
Hispanic or Latino	5.0%	18.9%
Asian	5.0%	6.3%
Under 18	7.4%	22.2%
65 and over	10.9%	16.8%

Nearby Cities

Madison, NY 5 mi Earlville, NY 6 mi Morrisville, NY 7 mi Oriskany Falls, NY 9 mi Smyrna, NY 10 mi

ZIP Codes in Hamilton

Hamilton, NY is covered by 1 ZIP code:

13346

Hamilton vs Other Cities

Hamilton, NY vs Madison, NY Hamilton, NY vs Earlville, NY Hamilton, NY vs Morrisville, NY Hamilton, NY vs Oriskany Falls, NY Hamilton, NY vs Smyrna, NY

Frequently Asked Questions

Is Hamilton, NY affordable or expensive?

Hamilton's cost of living index is 95, where 100 is the national average. That makes Hamilton roughly 5% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $244,800 and median rent is $968/month.

What is the crime rate in Hamilton, NY?

Hamilton's violent crime rate is 70.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 644.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Hamilton?

Public schools in Hamilton are operated by HAMILTON CENTRAL SCHOOL DISTRICT. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 11.5:1. 54.5% of adults 25+ hold a bachelor's degree or higher.

Is Hamilton, NY a good place to live?

Hamilton, NY has a population of 3,882, a median household income of $59,152, and an unemployment rate of 0.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Hamilton?

Hamilton averages 27.6°F in January and 77.2°F in July. Annual rainfall is 45.1 inches with about 77.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Hamilton?

Hamilton, NY is covered by 1 ZIP code: 13346.

What is the population of Hamilton?

The population of Hamilton, New York is 3,882 with a median age of 20.7. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Hamilton?

Key numbers for living in Hamilton: cost of living index 95 (100 = US average), median home $244,800, median household income $59,152, crime index 23 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Hamilton side by side with your current city to see the trade-offs.