Median Income
$56,607
household / year
Median Home Value
$108,900
owner-occupied
Median Rent
$780
gross / month
Cost of Living
92
national avg = 100

Is Herkimer, NY a Good Place to Live?

Herkimer is a small town of 6,858 in New York, with a median household income of $56,607 and a 6.1% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Herkimer stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Herkimer is right for you depends on your priorities — the full breakdown is below.

All Herkimer city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.3

Herkimer's overall cost of living index is 92.3, where 100 represents the US national average. Living in Herkimer costs roughly 8% less than the average American city.

Metric Herkimer, NY National Avg
Median Home Value $108,900 $244,900
Median Monthly Rent $780 $1,163
Homeownership Rate 54.4% 65.9%
Median Household Income $56,607 $74,755

Crime & Safety

Very Safe

Herkimer's violent crime rate is 3.3 per 100,000 residents — 99% lower than the national average of ~380 per 100,000.

Violent Crime
3.3 /100k
Property Crime
63.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Herkimer is served primarily by HERKIMER CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 11.8:1 (better than the national average of ~16:1).

Metric Herkimer, NY National Avg
School District HERKIMER CENTRAL SCHOOL DISTRICT —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 11.8:1 16:1
Bachelor's Degree or Higher 19.5% 35.4%
High School Diploma or Higher 89.5% 91.1%

Weather & Climate

Herkimer sees average highs of 29.6°F in January and 81.4°F in July, with 52.0 inches of annual precipitation and 85.5 inches of snow per year.

MetricHerkimer, NY
Average High — January29.6°F
Average High — July81.4°F
Annual Precipitation52.0"
Annual Snowfall85.5"

Demographics

MetricHerkimer, NYNational Avg
Population6,858—
Median Age48.138.9
Unemployment Rate6.1%3.7%
Avg Commute Time18.7 min26 min
White (non-Hispanic)89.8%59.3%
Black or African American2.5%13.6%
Hispanic or Latino2.1%18.9%
Asian1.0%6.3%
Under 1812.1%22.2%
65 and over24.5%16.8%

Nearby Cities

ZIP Codes in Herkimer

Herkimer, NY is covered by 1 ZIP code:

Herkimer vs Other Cities

Frequently Asked Questions

Herkimer's cost of living index is 92, where 100 is the national average. That makes Herkimer roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $108,900 and median rent is $780/month.
Herkimer's violent crime rate is 3.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 63.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Herkimer are operated by HERKIMER CENTRAL SCHOOL DISTRICT. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 11.8:1. 19.5% of adults 25+ hold a bachelor's degree or higher.
Herkimer, NY has a population of 6,858, a median household income of $56,607, and an unemployment rate of 6.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Herkimer averages 29.6°F in January and 81.4°F in July. Annual rainfall is 52.0 inches with about 85.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Herkimer, NY is covered by 1 ZIP code: 13350.
The population of Herkimer, New York is 6,858 with a median age of 48.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Herkimer: cost of living index 92 (100 = US average), median home $108,900, median household income $56,607, crime index 2 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Herkimer side by side with your current city to see the trade-offs.