Near National AverageVery SafeHIGHLAND FALLS CENTRAL SCHOOL DISTRICT
Median Income
$86,293
household / year
Median Home Value
$306,300
owner-occupied
Median Rent
$1,786
gross / month
Cost of Living
105
national avg = 100
Is Fort Montgomery, NY a Good Place to Live?
Fort Montgomery is a small town of 2,453 in New York, with a median household income of $86,293
and a 3.8% unemployment rate.
Its cost of living index is 105 (US average = 100), which is
5% above the national average.
Strengths:
Fort Montgomery stands out for solid school ratings (A-).
Trade-offs:
Potential downsides include longer commutes. Whether Fort Montgomery is right for you depends on your priorities — the full breakdown is below.
All Fort Montgomery city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 105.2
Fort Montgomery's overall cost of living index is 105.2,
where 100 represents the US national average.
Living in Fort Montgomery costs roughly 5% more than the average American city.
Metric
Fort Montgomery, NY
National Avg
Median Home Value
$306,300
$244,900
Median Monthly Rent
$1,786
$1,163
Homeownership Rate
54.2%
65.9%
Median Household Income
$86,293
$74,755
Crime & Safety
Very Safe
Fort Montgomery's violent crime rate is 105.5 per 100,000 residents
— 72% lower than the national average of ~380 per 100,000.
Violent Crime
105.5 /100k
Property Crime
269.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Fort Montgomery is served primarily by HIGHLAND FALLS CENTRAL SCHOOL DISTRICT.
The student-to-teacher ratio is 10.0:1
(better than the national average of ~16:1).
Metric
Fort Montgomery, NY
National Avg
School District
HIGHLAND FALLS CENTRAL SCHOOL DISTRICT
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
10.0:1
16:1
Bachelor's Degree or Higher
30.3%
35.4%
High School Diploma or Higher
94.9%
91.1%
Weather & Climate
Fort Montgomery sees average highs of 35.8°F in January
and 85.2°F in July,
with 51.5 inches of annual precipitation
and 35.7 inches of snow per year.
Fort Montgomery's cost of living index is 105, where 100 is the national average.
That puts Fort Montgomery roughly 5% above the national average in cost.
The median home price is $306,300 and median rent is $1,786/month.
Fort Montgomery's violent crime rate is 105.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 269.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Fort Montgomery are operated by HIGHLAND FALLS CENTRAL SCHOOL DISTRICT.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 10.0:1. 30.3% of adults 25+ hold a bachelor's degree or higher.
Fort Montgomery, NY has a population of 2,453, a median household income of $86,293, and an unemployment rate of 3.8%.
Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Fort Montgomery averages 35.8°F in January and 85.2°F in July. Annual rainfall is 51.5 inches
with about 35.7 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Fort Montgomery, NY is covered by 1 ZIP code: 10922.
The population of Fort Montgomery, New York is 2,453 with a median age of 44.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Fort Montgomery: cost of living index 105 (100 = US average), median home $306,300, median household income $86,293, crime index 22 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Fort Montgomery side by side with your current city to see the trade-offs.