Median Income
$102,159
household / year
Median Home Value
$411,000
owner-occupied
Median Rent
$1,324
gross / month
Cost of Living
94
national avg = 100

Is Elma Center, NY a Good Place to Live?

Elma Center is a small town of 3,434 in New York, with a median household income of $102,159 and a 5.6% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Elma Center stands out for an affordable cost of living, solid school ratings (A), a well-educated population.

Trade-offs: Potential downsides include high home prices, an elevated unemployment rate. Whether Elma Center is right for you depends on your priorities — the full breakdown is below.

All Elma Center city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.4

Elma Center's overall cost of living index is 94.4, where 100 represents the US national average. Living in Elma Center costs roughly 6% less than the average American city.

Metric Elma Center, NY National Avg
Median Home Value $411,000 $244,900
Median Monthly Rent $1,324 $1,163
Homeownership Rate 86.9% 65.9%
Median Household Income $102,159 $74,755

Crime & Safety

Safer than Average

Elma Center's violent crime rate is 238.6 per 100,000 residents — 37% lower than the national average of ~380 per 100,000.

Violent Crime
238.6 /100k
Property Crime
1352.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Elma Center is served primarily by IROQUOIS CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 11.6:1 (better than the national average of ~16:1).

Metric Elma Center, NY National Avg
School District IROQUOIS CENTRAL SCHOOL DISTRICT
Elementary Schools 4
Middle Schools 1
High Schools 1
Student/Teacher Ratio 11.6:1 16:1
Bachelor's Degree or Higher 50.6% 35.4%
High School Diploma or Higher 97.4% 91.1%

Weather & Climate

Elma Center sees average highs of 31.5°F in January and 78.8°F in July, with 44.2 inches of annual precipitation and 109.3 inches of snow per year.

MetricElma Center, NY
Average High — January31.5°F
Average High — July78.8°F
Annual Precipitation44.2"
Annual Snowfall109.3"

Demographics

MetricElma Center, NYNational Avg
Population3,434
Median Age40.438.9
Unemployment Rate5.6%3.7%
Avg Commute Time27.2 min26 min
White (non-Hispanic)99.9%59.3%
Black or African American0.1%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1827.9%22.2%
65 and over27.8%16.8%

Nearby Cities

ZIP Codes in Elma Center

Elma Center, NY is covered by 1 ZIP code:

Elma Center vs Other Cities

Frequently Asked Questions

Elma Center's cost of living index is 94, where 100 is the national average. That makes Elma Center roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $411,000 and median rent is $1,324/month.
Elma Center's violent crime rate is 238.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1352.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Elma Center are operated by IROQUOIS CENTRAL SCHOOL DISTRICT. The district has 4 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.6:1. 50.6% of adults 25+ hold a bachelor's degree or higher.
Elma Center, NY has a population of 3,434, a median household income of $102,159, and an unemployment rate of 5.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Elma Center averages 31.5°F in January and 78.8°F in July. Annual rainfall is 44.2 inches with about 109.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Elma Center, NY is covered by 1 ZIP code: 14059.
The population of Elma Center, New York is 3,434 with a median age of 40.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Elma Center: cost of living index 94 (100 = US average), median home $411,000, median household income $102,159, crime index 63 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Elma Center side by side with your current city to see the trade-offs.