Median Income
$54,643
household / year
Median Home Value
$108,500
owner-occupied
Median Rent
$424
gross / month
Cost of Living
95
national avg = 100

Is DeRuyter, NY a Good Place to Live?

DeRuyter is a small town of 324 in New York, with a median household income of $54,643 and a 2.6% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.

Strengths: DeRuyter stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether DeRuyter is right for you depends on your priorities — the full breakdown is below.

All DeRuyter city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 95.2

DeRuyter's overall cost of living index is 95.2, where 100 represents the US national average. Living in DeRuyter costs roughly 5% less than the average American city.

Metric DeRuyter, NY National Avg
Median Home Value $108,500 $244,900
Median Monthly Rent $424 $1,163
Homeownership Rate 61.9% 65.9%
Median Household Income $54,643 $74,755

Crime & Safety

Very Safe

DeRuyter's violent crime rate is 70.5 per 100,000 residents — 81% lower than the national average of ~380 per 100,000.

Violent Crime
70.5 /100k
Property Crime
644.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

DeRuyter is served primarily by DERUYTER CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 7.2:1 (better than the national average of ~16:1).

Metric DeRuyter, NY National Avg
School District DERUYTER CENTRAL SCHOOL DISTRICT —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 7.2:1 16:1
Bachelor's Degree or Higher 25.3% 35.4%
High School Diploma or Higher 87.8% 91.1%

Weather & Climate

DeRuyter sees average highs of 28.6°F in January and 77.3°F in July, with 48.5 inches of annual precipitation and 117.3 inches of snow per year.

MetricDeRuyter, NY
Average High — January28.6°F
Average High — July77.3°F
Annual Precipitation48.5"
Annual Snowfall117.3"

Demographics

MetricDeRuyter, NYNational Avg
Population324—
Median Age37.638.9
Unemployment Rate2.6%3.7%
Avg Commute Time21.6 min26 min
White (non-Hispanic)99.4%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.6%18.9%
Asian0.0%6.3%
Under 1824.1%22.2%
65 and over20.1%16.8%

Nearby Cities

ZIP Codes in DeRuyter

DeRuyter, NY is covered by 1 ZIP code:

DeRuyter vs Other Cities

Frequently Asked Questions

DeRuyter's cost of living index is 95, where 100 is the national average. That makes DeRuyter roughly 5% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $108,500 and median rent is $424/month.
DeRuyter's violent crime rate is 70.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 644.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in DeRuyter are operated by DERUYTER CENTRAL SCHOOL DISTRICT. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 7.2:1. 25.3% of adults 25+ hold a bachelor's degree or higher.
DeRuyter, NY has a population of 324, a median household income of $54,643, and an unemployment rate of 2.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
DeRuyter averages 28.6°F in January and 77.3°F in July. Annual rainfall is 48.5 inches with about 117.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
DeRuyter, NY is covered by 1 ZIP code: 13052.
The population of DeRuyter, New York is 324 with a median age of 37.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in DeRuyter: cost of living index 95 (100 = US average), median home $108,500, median household income $54,643, crime index 23 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare DeRuyter side by side with your current city to see the trade-offs.