What are the schools like in Chappaqua, NY?

Chappaqua is served primarily by CHAPPAQUA CENTRAL SCHOOL DISTRICT. The district operates 3 elementary schools, 2 middle schools, and 1 high schools with a student-to-teacher ratio of 11.2:1.

What is the median household income in Chappaqua?

The median household income in Chappaqua, NY is $185,464 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 6.6%.

What is the weather like in Chappaqua, NY?

Chappaqua has an average high temperature of 37.3°F in January and 83.2°F in July. Annual precipitation averages 51.4 inches and annual snowfall averages 39.5 inches.

Chappaqua, NY Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Chappaqua, NY affordable or expensive?

Chappaqua's cost of living index is 112, where 100 represents the national average. This means Chappaqua is 12% more expensive than the average US city. The median home value is $708,200 and the median rent is $2,448 per month.

Q: What is the crime rate in Chappaqua, NY?

Chappaqua has a violent crime rate of 131.2 incidents per 100,000 residents and a property crime rate of 572.6 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Chappaqua, NY a Good Place to Live?

Chappaqua is a small town of 2,812 in New York, with a median household income of $185,464 and a 6.6% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Chappaqua stands out for solid school ratings (A+), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes, an elevated unemployment rate. Whether Chappaqua is right for you depends on your priorities — the full breakdown is below.

All Chappaqua city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.5

Chappaqua's overall cost of living index is 112.5, where 100 represents the US national average. Living in Chappaqua costs roughly 12% more than the average American city.

Metric	Chappaqua, NY	National Avg
Median Home Value	$708,200	$244,900
Median Monthly Rent	$2,448	$1,163
Homeownership Rate	87.5%	65.9%
Median Household Income	$185,464	$74,755

Crime & Safety

Very Safe

Chappaqua's violent crime rate is 131.2 per 100,000 residents — 65% lower than the national average of ~380 per 100,000.

Violent Crime

131.2 /100k

Property Crime

572.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Chappaqua is served primarily by CHAPPAQUA CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 11.2:1 (better than the national average of ~16:1).

Metric	Chappaqua, NY	National Avg
School District	CHAPPAQUA CENTRAL SCHOOL DISTRICT	—
Elementary Schools	3	—
Middle Schools	2	—
High Schools	1	—
Student/Teacher Ratio	11.2:1	16:1
Bachelor's Degree or Higher	80.9%	35.4%
High School Diploma or Higher	98.4%	91.1%

Weather & Climate

Chappaqua sees average highs of 37.3°F in January and 83.2°F in July, with 51.4 inches of annual precipitation and 39.5 inches of snow per year.

Metric	Chappaqua, NY
Average High — January	37.3°F
Average High — July	83.2°F
Annual Precipitation	51.4"
Annual Snowfall	39.5"

Demographics

Metric	Chappaqua, NY	National Avg
Population	2,812	—
Median Age	46.2	38.9
Unemployment Rate	6.6%	3.7%
Avg Commute Time	42.0 min	26 min
White (non-Hispanic)	73.3%	59.3%
Black or African American	0.8%	13.6%
Hispanic or Latino	9.2%	18.9%
Asian	15.2%	6.3%
Under 18	15.5%	22.2%
65 and over	22.6%	16.8%

Nearby Cities

Pleasantville, NY 2 mi Thornwood, NY 3 mi Armonk, NY 3 mi Millwood, NY 3 mi Mount Kisco, NY 4 mi

ZIP Codes in Chappaqua

Chappaqua, NY is covered by 1 ZIP code:

10514

Chappaqua vs Other Cities

Chappaqua, NY vs Pleasantville, NY Chappaqua, NY vs Thornwood, NY Chappaqua, NY vs Armonk, NY Chappaqua, NY vs Millwood, NY Chappaqua, NY vs Mount Kisco, NY

Frequently Asked Questions

Is Chappaqua, NY affordable or expensive?

Chappaqua's cost of living index is 112, where 100 is the national average. That puts Chappaqua roughly 12% above the national average in cost. The median home price is $708,200 and median rent is $2,448/month.

What is the crime rate in Chappaqua, NY?

Chappaqua's violent crime rate is 131.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 572.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Chappaqua?

Public schools in Chappaqua are operated by CHAPPAQUA CENTRAL SCHOOL DISTRICT. The district has 3 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 11.2:1. 80.9% of adults 25+ hold a bachelor's degree or higher.

Is Chappaqua, NY a good place to live?

Chappaqua, NY has a population of 2,812, a median household income of $185,464, and an unemployment rate of 6.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Chappaqua?

Chappaqua averages 37.3°F in January and 83.2°F in July. Annual rainfall is 51.4 inches with about 39.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Chappaqua?

Chappaqua, NY is covered by 1 ZIP code: 10514.

What is the population of Chappaqua?

The population of Chappaqua, New York is 2,812 with a median age of 46.2. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Chappaqua?

Key numbers for living in Chappaqua: cost of living index 112 (100 = US average), median home $708,200, median household income $185,464, crime index 32 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Chappaqua side by side with your current city to see the trade-offs.