Median Income
$112,097
household / year
Median Home Value
$470,700
owner-occupied
Median Rent
$1,620
gross / month
Cost of Living
112
national avg = 100

Is Totowa, NJ a Good Place to Live?

Totowa is a small city of 10,975 in New Jersey, with a median household income of $112,097 and a 5.4% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Totowa stands out for lower-than-average crime, solid school ratings (A-), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Totowa is right for you depends on your priorities — the full breakdown is below.

All Totowa city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.5

Totowa's overall cost of living index is 112.5, where 100 represents the US national average. Living in Totowa costs roughly 12% more than the average American city.

Metric Totowa, NJ National Avg
Median Home Value $470,700 $244,900
Median Monthly Rent $1,620 $1,163
Homeownership Rate 77.5% 65.9%
Median Household Income $112,097 $74,755

Crime & Safety

Very Safe

Totowa's violent crime rate is 128.0 per 100,000 residents — 66% lower than the national average of ~380 per 100,000.

Violent Crime
128.0 /100k
Property Crime
1919.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Totowa is served primarily by Totowa Public School District. The student-to-teacher ratio is 13.3:1 (better than the national average of ~16:1).

Metric Totowa, NJ National Avg
School District Totowa Public School District —
Elementary Schools 1 —
Middle Schools 1 —
High Schools N/A —
Student/Teacher Ratio 13.3:1 16:1
Bachelor's Degree or Higher 35.6% 35.4%
High School Diploma or Higher 93.0% 91.1%

Weather & Climate

Totowa sees average highs of 39.3°F in January and 86.5°F in July, with 50.6 inches of annual precipitation and 28.2 inches of snow per year.

MetricTotowa, NJ
Average High — January39.3°F
Average High — July86.5°F
Annual Precipitation50.6"
Annual Snowfall28.2"

Demographics

MetricTotowa, NJNational Avg
Population10,975—
Median Age43.938.9
Unemployment Rate5.4%3.7%
Avg Commute Time28.1 min26 min
White (non-Hispanic)74.9%59.3%
Black or African American4.1%13.6%
Hispanic or Latino17.3%18.9%
Asian2.5%6.3%
Under 1823.0%22.2%
65 and over19.4%16.8%

Nearby Cities

ZIP Codes in Totowa

Totowa, NJ is covered by 1 ZIP code:

Totowa vs Other Cities

Frequently Asked Questions

Totowa's cost of living index is 112, where 100 is the national average. That puts Totowa roughly 12% above the national average in cost. The median home price is $470,700 and median rent is $1,620/month.
Totowa's violent crime rate is 128.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1919.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Totowa are operated by Totowa Public School District. The district has 1 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 13.3:1. 35.6% of adults 25+ hold a bachelor's degree or higher.
Totowa, NJ has a population of 10,975, a median household income of $112,097, and an unemployment rate of 5.4%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Totowa averages 39.3°F in January and 86.5°F in July. Annual rainfall is 50.6 inches with about 28.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Totowa, NJ is covered by 1 ZIP code: 07512.
The population of Totowa, New Jersey is 10,975 with a median age of 43.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Totowa: cost of living index 112 (100 = US average), median home $470,700, median household income $112,097, crime index 57 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Totowa side by side with your current city to see the trade-offs.