Is Spring Lake, NJ a Good Place to Live?
Spring Lake is a small town of 2,788 in New Jersey, with a median household income of $157,250 and a 2.6% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Spring Lake stands out for lower-than-average crime, solid school ratings (A+), a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Spring Lake is right for you depends on your priorities — the full breakdown is below.
All Spring Lake city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.5Spring Lake's overall cost of living index is 112.5, where 100 represents the US national average. Living in Spring Lake costs roughly 12% more than the average American city.
| Metric | Spring Lake, NJ | National Avg |
|---|---|---|
| Median Home Value | $2,000,001 | $244,900 |
| Median Monthly Rent | $2,134 | $1,163 |
| Homeownership Rate | 87.8% | 65.9% |
| Median Household Income | $157,250 | $74,755 |
Crime & Safety
Very SafeSpring Lake's violent crime rate is 36.5 per 100,000 residents — 90% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Spring Lake is served primarily by Spring Lake Borough. The student-to-teacher ratio is 5.8:1 (better than the national average of ~16:1).
| Metric | Spring Lake, NJ | National Avg |
|---|---|---|
| School District | Spring Lake Borough | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 5.8:1 | 16:1 |
| Bachelor's Degree or Higher | 84.5% | 35.4% |
| High School Diploma or Higher | 99.5% | 91.1% |
Weather & Climate
Spring Lake sees average highs of 41.8°F in January and 83.5°F in July, with 49.2 inches of annual precipitation and 23.7 inches of snow per year.
| Metric | Spring Lake, NJ |
|---|---|
| Average High — January | 41.8°F |
| Average High — July | 83.5°F |
| Annual Precipitation | 49.2" |
| Annual Snowfall | 23.7" |
Demographics
| Metric | Spring Lake, NJ | National Avg |
|---|---|---|
| Population | 2,788 | — |
| Median Age | 58.6 | 38.9 |
| Unemployment Rate | 2.6% | 3.7% |
| Avg Commute Time | 45.2 min | 26 min |
| White (non-Hispanic) | 92.0% | 59.3% |
| Black or African American | 0.1% | 13.6% |
| Hispanic or Latino | 2.9% | 18.9% |
| Asian | 4.0% | 6.3% |
| Under 18 | 12.4% | 22.2% |
| 65 and over | 37.8% | 16.8% |
Nearby Cities
ZIP Codes in Spring Lake
Spring Lake, NJ is covered by 1 ZIP code: