.jpg)
_at_Monmouth_County_Route_20_(8th_Avenue)_and_Beacon_Boulevard_in_Sea_Girt,_Monmouth_County,_New_Jersey.jpg){kind=tracking}
Is Sea Girt, NJ a Good Place to Live?
Sea Girt is a small town of 2,031 in New Jersey, with a median household income of $218,438 and a 4.5% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Sea Girt stands out for lower-than-average crime, solid school ratings (A+), a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Sea Girt is right for you depends on your priorities — the full breakdown is below.
All Sea Girt city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.5Sea Girt's overall cost of living index is 112.5, where 100 represents the US national average. Living in Sea Girt costs roughly 12% more than the average American city.
| Metric | Sea Girt, NJ | National Avg |
|---|---|---|
| Median Home Value | $1,980,600 | $244,900 |
| Median Monthly Rent | $3,501 | $1,163 |
| Homeownership Rate | 89.1% | 65.9% |
| Median Household Income | $218,438 | $74,755 |
Crime & Safety
Very SafeSea Girt's violent crime rate is 54.6 per 100,000 residents — 86% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Sea Girt is served primarily by Sea Girt Borough School District. The student-to-teacher ratio is 6.0:1 (better than the national average of ~16:1).
| Metric | Sea Girt, NJ | National Avg |
|---|---|---|
| School District | Sea Girt Borough School District | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 6.0:1 | 16:1 |
| Bachelor's Degree or Higher | 79.2% | 35.4% |
| High School Diploma or Higher | 99.7% | 91.1% |
Weather & Climate
Sea Girt sees average highs of 41.8°F in January and 83.5°F in July, with 49.2 inches of annual precipitation and 23.7 inches of snow per year.
| Metric | Sea Girt, NJ |
|---|---|
| Average High — January | 41.8°F |
| Average High — July | 83.5°F |
| Annual Precipitation | 49.2" |
| Annual Snowfall | 23.7" |
Demographics
| Metric | Sea Girt, NJ | National Avg |
|---|---|---|
| Population | 2,031 | — |
| Median Age | 55.0 | 38.9 |
| Unemployment Rate | 4.5% | 3.7% |
| Avg Commute Time | 32.3 min | 26 min |
| White (non-Hispanic) | 98.5% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 1.3% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 16.0% | 22.2% |
| 65 and over | 32.9% | 16.8% |
Nearby Cities
ZIP Codes in Sea Girt
Sea Girt, NJ is covered by 1 ZIP code: