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Is Monmouth Beach, NJ a Good Place to Live?
Monmouth Beach is a small town of 3,199 in New Jersey, with a median household income of $144,792 and a 4.2% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Monmouth Beach stands out for lower-than-average crime, solid school ratings (A+), a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Monmouth Beach is right for you depends on your priorities — the full breakdown is below.
All Monmouth Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.5Monmouth Beach's overall cost of living index is 112.5, where 100 represents the US national average. Living in Monmouth Beach costs roughly 12% more than the average American city.
| Metric | Monmouth Beach, NJ | National Avg |
|---|---|---|
| Median Home Value | $912,700 | $244,900 |
| Median Monthly Rent | $2,097 | $1,163 |
| Homeownership Rate | 77.8% | 65.9% |
| Median Household Income | $144,792 | $74,755 |
Crime & Safety
Very SafeMonmouth Beach's violent crime rate is 31.1 per 100,000 residents — 92% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Monmouth Beach is served primarily by Monmouth Beach School District. The student-to-teacher ratio is 7.0:1 (better than the national average of ~16:1).
| Metric | Monmouth Beach, NJ | National Avg |
|---|---|---|
| School District | Monmouth Beach School District | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 7.0:1 | 16:1 |
| Bachelor's Degree or Higher | 68.3% | 35.4% |
| High School Diploma or Higher | 98.9% | 91.1% |
Weather & Climate
Monmouth Beach sees average highs of 41.8°F in January and 83.5°F in July, with 50.7 inches of annual precipitation and 24.5 inches of snow per year.
| Metric | Monmouth Beach, NJ |
|---|---|
| Average High — January | 41.8°F |
| Average High — July | 83.5°F |
| Annual Precipitation | 50.7" |
| Annual Snowfall | 24.5" |
Demographics
| Metric | Monmouth Beach, NJ | National Avg |
|---|---|---|
| Population | 3,199 | — |
| Median Age | 57.9 | 38.9 |
| Unemployment Rate | 4.2% | 3.7% |
| Avg Commute Time | 34.3 min | 26 min |
| White (non-Hispanic) | 87.1% | 59.3% |
| Black or African American | 0.8% | 13.6% |
| Hispanic or Latino | 7.3% | 18.9% |
| Asian | 3.9% | 6.3% |
| Under 18 | 11.6% | 22.2% |
| 65 and over | 30.4% | 16.8% |
Nearby Cities
ZIP Codes in Monmouth Beach
Monmouth Beach, NJ is covered by 1 ZIP code: