Is Little Silver, NJ a Good Place to Live?
Little Silver is a small town of 6,104 in New Jersey, with a median household income of $216,974 and a 3.3% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Little Silver stands out for lower-than-average crime, solid school ratings (A+), a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Little Silver is right for you depends on your priorities — the full breakdown is below.
All Little Silver city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.5Little Silver's overall cost of living index is 112.5, where 100 represents the US national average. Living in Little Silver costs roughly 12% more than the average American city.
| Metric | Little Silver, NJ | National Avg |
|---|---|---|
| Median Home Value | $817,200 | $244,900 |
| Median Monthly Rent | $3,501 | $1,163 |
| Homeownership Rate | 96.2% | 65.9% |
| Median Household Income | $216,974 | $74,755 |
Crime & Safety
Very SafeLittle Silver's violent crime rate is 33.2 per 100,000 residents — 91% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Little Silver is served primarily by Little Silver Boro School District. The student-to-teacher ratio is 8.7:1 (better than the national average of ~16:1).
| Metric | Little Silver, NJ | National Avg |
|---|---|---|
| School District | Little Silver Boro School District | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 8.7:1 | 16:1 |
| Bachelor's Degree or Higher | 77.7% | 35.4% |
| High School Diploma or Higher | 98.9% | 91.1% |
Weather & Climate
Little Silver sees average highs of 41.8°F in January and 83.5°F in July, with 49.4 inches of annual precipitation and 24.5 inches of snow per year.
| Metric | Little Silver, NJ |
|---|---|
| Average High — January | 41.8°F |
| Average High — July | 83.5°F |
| Annual Precipitation | 49.4" |
| Annual Snowfall | 24.5" |
Demographics
| Metric | Little Silver, NJ | National Avg |
|---|---|---|
| Population | 6,104 | — |
| Median Age | 46.3 | 38.9 |
| Unemployment Rate | 3.3% | 3.7% |
| Avg Commute Time | 37.5 min | 26 min |
| White (non-Hispanic) | 99.5% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 23.6% | 22.2% |
| 65 and over | 17.9% | 16.8% |
Nearby Cities
ZIP Codes in Little Silver
Little Silver, NJ is covered by 1 ZIP code: