What are the schools like in Garwood, NJ?

Garwood is served primarily by Garwood Boro. The district operates 1 elementary schools, several middle schools, and several high schools with a student-to-teacher ratio of 12.6:1.

What is the median household income in Garwood?

The median household income in Garwood, NJ is $107,823 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 6.0%.

What is the weather like in Garwood, NJ?

Garwood has an average high temperature of 40.2°F in January and 85.9°F in July. Annual precipitation averages 50.4 inches and annual snowfall averages 26.3 inches.

Garwood, NJ Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Garwood, NJ affordable or expensive?

Garwood's cost of living index is 112, where 100 represents the national average. This means Garwood is 12% more expensive than the average US city. The median home value is $469,800 and the median rent is $1,575 per month.

Q: What is the crime rate in Garwood, NJ?

Garwood has a violent crime rate of 166.8 incidents per 100,000 residents and a property crime rate of 1037.5 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Garwood, NJ a Good Place to Live?

Garwood is a small town of 4,542 in New Jersey, with a median household income of $107,823 and a 6.0% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Garwood stands out for solid school ratings (A), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Garwood is right for you depends on your priorities — the full breakdown is below.

All Garwood city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.5

Garwood's overall cost of living index is 112.5, where 100 represents the US national average. Living in Garwood costs roughly 12% more than the average American city.

Metric	Garwood, NJ	National Avg
Median Home Value	$469,800	$244,900
Median Monthly Rent	$1,575	$1,163
Homeownership Rate	51.1%	65.9%
Median Household Income	$107,823	$74,755

Crime & Safety

Very Safe

Garwood's violent crime rate is 166.8 per 100,000 residents — 56% lower than the national average of ~380 per 100,000.

Violent Crime

166.8 /100k

Property Crime

1037.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Garwood is served primarily by Garwood Boro. The student-to-teacher ratio is 12.6:1 (better than the national average of ~16:1).

Metric	Garwood, NJ	National Avg
School District	Garwood Boro	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	12.6:1	16:1
Bachelor's Degree or Higher	39.5%	35.4%
High School Diploma or Higher	96.3%	91.1%

Weather & Climate

Garwood sees average highs of 40.2°F in January and 85.9°F in July, with 50.4 inches of annual precipitation and 26.3 inches of snow per year.

Metric	Garwood, NJ
Average High — January	40.2°F
Average High — July	85.9°F
Annual Precipitation	50.4"
Annual Snowfall	26.3"

Demographics

Metric	Garwood, NJ	National Avg
Population	4,542	—
Median Age	41.5	38.9
Unemployment Rate	6.0%	3.7%
Avg Commute Time	29.5 min	26 min
White (non-Hispanic)	77.6%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	18.6%	18.9%
Asian	2.4%	6.3%
Under 18	16.9%	22.2%
65 and over	20.8%	16.8%

Nearby Cities

Cranford, NJ 1 mi Westfield, NJ 1 mi Kenilworth, NJ 3 mi Mountainside, NJ 3 mi Roselle Park, NJ 3 mi

ZIP Codes in Garwood

Garwood, NJ is covered by 1 ZIP code:

07027

Garwood vs Other Cities

Garwood, NJ vs Cranford, NJ Garwood, NJ vs Westfield, NJ Garwood, NJ vs Kenilworth, NJ Garwood, NJ vs Mountainside, NJ Garwood, NJ vs Roselle Park, NJ

Frequently Asked Questions

Is Garwood, NJ affordable or expensive?

Garwood's cost of living index is 112, where 100 is the national average. That puts Garwood roughly 12% above the national average in cost. The median home price is $469,800 and median rent is $1,575/month.

What is the crime rate in Garwood, NJ?

Garwood's violent crime rate is 166.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1037.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Garwood?

Public schools in Garwood are operated by Garwood Boro. The district has 1 elementary, several middle, and several high schools. The student-to-teacher ratio is 12.6:1. 39.5% of adults 25+ hold a bachelor's degree or higher.

Is Garwood, NJ a good place to live?

Garwood, NJ has a population of 4,542, a median household income of $107,823, and an unemployment rate of 6.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Garwood?

Garwood averages 40.2°F in January and 85.9°F in July. Annual rainfall is 50.4 inches with about 26.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Garwood?

Garwood, NJ is covered by 1 ZIP code: 07027.

What is the population of Garwood?

The population of Garwood, New Jersey is 4,542 with a median age of 41.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Garwood?

Key numbers for living in Garwood: cost of living index 112 (100 = US average), median home $469,800, median household income $107,823, crime index 46 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Garwood side by side with your current city to see the trade-offs.