Is Folsom, NJ a Good Place to Live?
Folsom is a small town of 1,761 in New Jersey, with a median household income of $112,989 and a 7.9% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.
Strengths: Folsom stands out for below-average home prices, solid school ratings (A).
Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Folsom is right for you depends on your priorities — the full breakdown is below.
All Folsom city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 97.2Folsom's overall cost of living index is 97.2, where 100 represents the US national average. Living in Folsom costs roughly 3% less than the average American city.
| Metric | Folsom, NJ | National Avg |
|---|---|---|
| Median Home Value | $235,500 | $244,900 |
| Median Monthly Rent | $1,583 | $1,163 |
| Homeownership Rate | 94.2% | 65.9% |
| Median Household Income | $112,989 | $74,755 |
Crime & Safety
Safer than AverageFolsom's violent crime rate is 329.6 per 100,000 residents — 13% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Folsom is served primarily by Folsom Borough School District. The student-to-teacher ratio is 9.9:1 (better than the national average of ~16:1).
| Metric | Folsom, NJ | National Avg |
|---|---|---|
| School District | Folsom Borough School District | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 9.9:1 | 16:1 |
| Bachelor's Degree or Higher | 29.0% | 35.4% |
| High School Diploma or Higher | 91.9% | 91.1% |
Weather & Climate
Folsom sees average highs of 41.8°F in January and 87.3°F in July, with 48.0 inches of annual precipitation and 19.0 inches of snow per year.
| Metric | Folsom, NJ |
|---|---|
| Average High — January | 41.8°F |
| Average High — July | 87.3°F |
| Annual Precipitation | 48.0" |
| Annual Snowfall | 19.0" |
Demographics
| Metric | Folsom, NJ | National Avg |
|---|---|---|
| Population | 1,761 | — |
| Median Age | 43.0 | 38.9 |
| Unemployment Rate | 7.9% | 3.7% |
| Avg Commute Time | 32.6 min | 26 min |
| White (non-Hispanic) | 88.2% | 59.3% |
| Black or African American | 0.7% | 13.6% |
| Hispanic or Latino | 9.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 18.7% | 22.2% |
| 65 and over | 16.6% | 16.8% |