Is Oxford, NE a Good Place to Live?
Oxford is a small town of 862 in Nebraska, with a median household income of $48,750 and a 2.2% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.
Strengths: Oxford stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Oxford is right for you depends on your priorities — the full breakdown is below.
All Oxford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.1Oxford's overall cost of living index is 88.1, where 100 represents the US national average. Living in Oxford costs roughly 12% less than the average American city.
| Metric | Oxford, NE | National Avg |
|---|---|---|
| Median Home Value | $69,000 | $244,900 |
| Median Monthly Rent | $959 | $1,163 |
| Homeownership Rate | 71.6% | 65.9% |
| Median Household Income | $48,750 | $74,755 |
Crime & Safety
Very SafeOxford's violent crime rate is 85.5 per 100,000 residents — 78% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Oxford is served primarily by SOUTHERN VALLEY SCHOOLS. The student-to-teacher ratio is 10.1:1 (better than the national average of ~16:1).
| Metric | Oxford, NE | National Avg |
|---|---|---|
| School District | SOUTHERN VALLEY SCHOOLS | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 10.1:1 | 16:1 |
| Bachelor's Degree or Higher | 17.8% | 35.4% |
| High School Diploma or Higher | 82.0% | 91.1% |
Weather & Climate
Oxford sees average highs of 38.0°F in January and 88.6°F in July, with 24.0 inches of annual precipitation and 24.3 inches of snow per year.
| Metric | Oxford, NE |
|---|---|
| Average High — January | 38.0°F |
| Average High — July | 88.6°F |
| Annual Precipitation | 24.0" |
| Annual Snowfall | 24.3" |
Demographics
| Metric | Oxford, NE | National Avg |
|---|---|---|
| Population | 862 | — |
| Median Age | 38.0 | 38.9 |
| Unemployment Rate | 2.2% | 3.7% |
| Avg Commute Time | 15.4 min | 26 min |
| White (non-Hispanic) | 86.0% | 59.3% |
| Black or African American | 0.9% | 13.6% |
| Hispanic or Latino | 7.3% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 27.7% | 22.2% |
| 65 and over | 12.2% | 16.8% |
Nearby Cities
ZIP Codes in Oxford
Oxford, NE is covered by 1 ZIP code: