Median Income
$39,688
household / year
Median Home Value
$85,000
owner-occupied
Median Rent
$755
gross / month
Cost of Living
87
national avg = 100

Is Elba, NE a Good Place to Live?

Elba is a small town of 218 in Nebraska, with a median household income of $39,688 and a 13.3% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Elba stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Elba is right for you depends on your priorities — the full breakdown is below.

All Elba city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 87.3

Elba's overall cost of living index is 87.3, where 100 represents the US national average. Living in Elba costs roughly 13% less than the average American city.

Metric Elba, NE National Avg
Median Home Value $85,000 $244,900
Median Monthly Rent $755 $1,163
Homeownership Rate 63.4% 65.9%
Median Household Income $39,688 $74,755

Crime & Safety

Very Safe

Elba's violent crime rate is 31.0 per 100,000 residents — 92% lower than the national average of ~380 per 100,000.

Violent Crime
31.0 /100k
Property Crime
155.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Elba is served primarily by ELBA PUBLIC SCHOOLS. The student-to-teacher ratio is 7.8:1 (better than the national average of ~16:1).

Metric Elba, NE National Avg
School District ELBA PUBLIC SCHOOLS
Elementary Schools 1
Middle Schools N/A
High Schools 1
Student/Teacher Ratio 7.8:1 16:1
Bachelor's Degree or Higher 4.9% 35.4%
High School Diploma or Higher 85.2% 91.1%

Weather & Climate

Elba sees average highs of 35.4°F in January and 88.8°F in July, with 27.3 inches of annual precipitation and 22.4 inches of snow per year.

MetricElba, NE
Average High — January35.4°F
Average High — July88.8°F
Annual Precipitation27.3"
Annual Snowfall22.4"

Demographics

MetricElba, NENational Avg
Population218
Median Age45.338.9
Unemployment Rate13.3%3.7%
Avg Commute Time20.4 min26 min
White (non-Hispanic)87.6%59.3%
Black or African American0.9%13.6%
Hispanic or Latino6.0%18.9%
Asian0.0%6.3%
Under 1819.7%22.2%
65 and over22.5%16.8%

Nearby Cities

Elba vs Other Cities

Frequently Asked Questions

Elba's cost of living index is 87, where 100 is the national average. That makes Elba roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $85,000 and median rent is $755/month.
Elba's violent crime rate is 31.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 155.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Elba are operated by ELBA PUBLIC SCHOOLS. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 7.8:1. 4.9% of adults 25+ hold a bachelor's degree or higher.
Elba, NE has a population of 218, a median household income of $39,688, and an unemployment rate of 13.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Elba averages 35.4°F in January and 88.8°F in July. Annual rainfall is 27.3 inches with about 22.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Elba, Nebraska is 218 with a median age of 45.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Elba: cost of living index 87 (100 = US average), median home $85,000, median household income $39,688, crime index 8 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Elba side by side with your current city to see the trade-offs.