Very AffordableNear National AverageWhitewater K-12 Schools
Median Income
$34,038
household / year
Median Home Value
$77,000
owner-occupied
Median Rent
$285
gross / month
Cost of Living
79
national avg = 100
Is Whitewater, MT a Good Place to Live?
Whitewater is a small town of 99 in Montana, with a median household income of $34,038
.
Its cost of living index is 79 (US average = 100), which is
21% below the national average.
Strengths:
Whitewater stands out for an affordable cost of living, below-average home prices, solid school ratings (A+), a well-educated population, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Whitewater is right for you depends on your priorities — the full breakdown is below.
All Whitewater city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 78.8
Whitewater's overall cost of living index is 78.8,
where 100 represents the US national average.
Living in Whitewater costs roughly 21% less than the average American city.
Metric
Whitewater, MT
National Avg
Median Home Value
$77,000
$244,900
Median Monthly Rent
$285
$1,163
Homeownership Rate
25.0%
65.9%
Median Household Income
$34,038
$74,755
Crime & Safety
Near National Average
Whitewater's violent crime rate is 784.0 per 100,000 residents
— 106% higher than the national average of ~380 per 100,000.
Violent Crime
784.0 /100k
Property Crime
581.7 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Whitewater is served primarily by Whitewater K-12 Schools.
The student-to-teacher ratio is 5.5:1
(better than the national average of ~16:1).
Metric
Whitewater, MT
National Avg
School District
Whitewater K-12 Schools
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
5.5:1
16:1
Bachelor's Degree or Higher
41.9%
35.4%
High School Diploma or Higher
82.3%
91.1%
Weather & Climate
Whitewater sees average highs of 22.7°F in January
and 83.0°F in July,
with 12.5 inches of annual precipitation
and 9.9 inches of snow per year.
Whitewater's cost of living index is 79, where 100 is the national average.
That makes Whitewater roughly 21% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $77,000 and median rent is $285/month.
Whitewater's violent crime rate is 784.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 581.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Whitewater are operated by Whitewater K-12 Schools.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 5.5:1. 41.9% of adults 25+ hold a bachelor's degree or higher.
Whitewater, MT has a population of 99, a median household income of $34,038, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Whitewater averages 22.7°F in January and 83.0°F in July. Annual rainfall is 12.5 inches
with about 9.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Whitewater, MT is covered by 1 ZIP code: 59544.
The population of Whitewater, Montana is 99 with a median age of 31.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Whitewater: cost of living index 79 (100 = US average), median home $77,000, median household income $34,038, crime index 135 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Whitewater side by side with your current city to see the trade-offs.