Median Income
$60,735
household / year
Median Home Value
$149,300
owner-occupied
Median Rent
$549
gross / month
Cost of Living
87
national avg = 100

Is Malta, MT a Good Place to Live?

Malta is a small town of 2,121 in Montana, with a median household income of $60,735 and a 4.3% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Malta stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Malta is right for you depends on your priorities — the full breakdown is below.

All Malta city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 87.3

Malta's overall cost of living index is 87.3, where 100 represents the US national average. Living in Malta costs roughly 13% less than the average American city.

Metric Malta, MT National Avg
Median Home Value $149,300 $244,900
Median Monthly Rent $549 $1,163
Homeownership Rate 76.5% 65.9%
Median Household Income $60,735 $74,755

Crime & Safety

Near National Average

Malta's violent crime rate is 784.0 per 100,000 residents — 106% higher than the national average of ~380 per 100,000.

Violent Crime
784.0 /100k
Property Crime
581.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Malta is served primarily by Malta K-12 Schools. The student-to-teacher ratio is 12.7:1 (better than the national average of ~16:1).

Metric Malta, MT National Avg
School District Malta K-12 Schools —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 12.7:1 16:1
Bachelor's Degree or Higher 23.1% 35.4%
High School Diploma or Higher 92.7% 91.1%

Weather & Climate

Malta sees average highs of 28.6°F in January and 86.3°F in July, with 13.3 inches of annual precipitation and 10.1 inches of snow per year.

MetricMalta, MT
Average High — January28.6°F
Average High — July86.3°F
Annual Precipitation13.3"
Annual Snowfall10.1"

Demographics

MetricMalta, MTNational Avg
Population2,121—
Median Age49.638.9
Unemployment Rate4.3%3.7%
Avg Commute Time6.9 min26 min
White (non-Hispanic)81.5%59.3%
Black or African American0.0%13.6%
Hispanic or Latino1.9%18.9%
Asian0.0%6.3%
Under 1823.7%22.2%
65 and over24.9%16.8%

Nearby Cities

ZIP Codes in Malta

Malta, MT is covered by 1 ZIP code:

Malta vs Other Cities

Frequently Asked Questions

Malta's cost of living index is 87, where 100 is the national average. That makes Malta roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $149,300 and median rent is $549/month.
Malta's violent crime rate is 784.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 581.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Malta are operated by Malta K-12 Schools. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 12.7:1. 23.1% of adults 25+ hold a bachelor's degree or higher.
Malta, MT has a population of 2,121, a median household income of $60,735, and an unemployment rate of 4.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Malta averages 28.6°F in January and 86.3°F in July. Annual rainfall is 13.3 inches with about 10.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Malta, MT is covered by 1 ZIP code: 59538.
The population of Malta, Montana is 2,121 with a median age of 49.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Malta: cost of living index 87 (100 = US average), median home $149,300, median household income $60,735, crime index 135 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Malta side by side with your current city to see the trade-offs.