Is Malta, MT a Good Place to Live?
Malta is a small town of 2,121 in Montana, with a median household income of $60,735 and a 4.3% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.
Strengths: Malta stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Malta is right for you depends on your priorities — the full breakdown is below.
All Malta city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.3Malta's overall cost of living index is 87.3, where 100 represents the US national average. Living in Malta costs roughly 13% less than the average American city.
| Metric | Malta, MT | National Avg |
|---|---|---|
| Median Home Value | $149,300 | $244,900 |
| Median Monthly Rent | $549 | $1,163 |
| Homeownership Rate | 76.5% | 65.9% |
| Median Household Income | $60,735 | $74,755 |
Crime & Safety
Near National AverageMalta's violent crime rate is 784.0 per 100,000 residents — 106% higher than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Malta is served primarily by Malta K-12 Schools. The student-to-teacher ratio is 12.7:1 (better than the national average of ~16:1).
| Metric | Malta, MT | National Avg |
|---|---|---|
| School District | Malta K-12 Schools | — |
| Elementary Schools | 2 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 12.7:1 | 16:1 |
| Bachelor's Degree or Higher | 23.1% | 35.4% |
| High School Diploma or Higher | 92.7% | 91.1% |
Weather & Climate
Malta sees average highs of 28.6°F in January and 86.3°F in July, with 13.3 inches of annual precipitation and 10.1 inches of snow per year.
| Metric | Malta, MT |
|---|---|
| Average High — January | 28.6°F |
| Average High — July | 86.3°F |
| Annual Precipitation | 13.3" |
| Annual Snowfall | 10.1" |
Demographics
| Metric | Malta, MT | National Avg |
|---|---|---|
| Population | 2,121 | — |
| Median Age | 49.6 | 38.9 |
| Unemployment Rate | 4.3% | 3.7% |
| Avg Commute Time | 6.9 min | 26 min |
| White (non-Hispanic) | 81.5% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 1.9% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 23.7% | 22.2% |
| 65 and over | 24.9% | 16.8% |
Nearby Cities
ZIP Codes in Malta
Malta, MT is covered by 1 ZIP code: