Median Income
$69,919
household / year
Median Home Value
$610,000
owner-occupied
Median Rent
$1,254
gross / month
Cost of Living
101
national avg = 100

Is Whitefish, MT a Good Place to Live?

Whitefish is a small town of 8,098 in Montana, with a median household income of $69,919 and a 2.5% unemployment rate. Its cost of living index is 101 (US average = 100), which is 1% above the national average.

Strengths: Whitefish stands out for lower-than-average crime, solid school ratings (A+), a well-educated population, short average commutes.

Trade-offs: Potential downsides include high home prices. Whether Whitefish is right for you depends on your priorities — the full breakdown is below.

All Whitefish city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 100.9

Whitefish's overall cost of living index is 100.9, where 100 represents the US national average. Living in Whitefish costs roughly 1% more than the average American city.

Metric Whitefish, MT National Avg
Median Home Value $610,000 $244,900
Median Monthly Rent $1,254 $1,163
Homeownership Rate 62.7% 65.9%
Median Household Income $69,919 $74,755

Crime & Safety

Very Safe

Whitefish's violent crime rate is 124.4 per 100,000 residents — 67% lower than the national average of ~380 per 100,000.

Violent Crime
124.4 /100k
Property Crime
1088.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Whitefish is served primarily by Olney-Bissell Elem. The student-to-teacher ratio is 9.1:1 (better than the national average of ~16:1).

Metric Whitefish, MT National Avg
School District Olney-Bissell Elem
Elementary Schools 1
Middle Schools 1
High Schools N/A
Student/Teacher Ratio 9.1:1 16:1
Bachelor's Degree or Higher 55.9% 35.4%
High School Diploma or Higher 97.9% 91.1%

Weather & Climate

Whitefish sees average highs of 29.0°F in January and 80.6°F in July, with 19.9 inches of annual precipitation and 63.1 inches of snow per year.

MetricWhitefish, MT
Average High — January29.0°F
Average High — July80.6°F
Annual Precipitation19.9"
Annual Snowfall63.1"

Demographics

MetricWhitefish, MTNational Avg
Population8,098
Median Age43.038.9
Unemployment Rate2.5%3.7%
Avg Commute Time15.4 min26 min
White (non-Hispanic)95.2%59.3%
Black or African American0.0%13.6%
Hispanic or Latino2.2%18.9%
Asian0.0%6.3%
Under 1817.0%22.2%
65 and over22.1%16.8%

Nearby Cities

ZIP Codes in Whitefish

Whitefish, MT is covered by 1 ZIP code:

Whitefish vs Other Cities

Frequently Asked Questions

Whitefish's cost of living index is 101, where 100 is the national average. That puts Whitefish roughly 1% above the national average in cost. The median home price is $610,000 and median rent is $1,254/month.
Whitefish's violent crime rate is 124.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1088.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Whitefish are operated by Olney-Bissell Elem. The district has 1 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 9.1:1. 55.9% of adults 25+ hold a bachelor's degree or higher.
Whitefish, MT has a population of 8,098, a median household income of $69,919, and an unemployment rate of 2.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Whitefish averages 29.0°F in January and 80.6°F in July. Annual rainfall is 19.9 inches with about 63.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Whitefish, MT is covered by 1 ZIP code: 59937.
The population of Whitefish, Montana is 8,098 with a median age of 43.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Whitefish: cost of living index 101 (100 = US average), median home $610,000, median household income $69,919, crime index 40 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Whitefish side by side with your current city to see the trade-offs.