Is Whitefish, MT a Good Place to Live?
Whitefish is a small town of 8,098 in Montana, with a median household income of $69,919 and a 2.5% unemployment rate. Its cost of living index is 101 (US average = 100), which is 1% above the national average.
Strengths: Whitefish stands out for lower-than-average crime, solid school ratings (A+), a well-educated population, short average commutes.
Trade-offs: Potential downsides include high home prices. Whether Whitefish is right for you depends on your priorities — the full breakdown is below.
All Whitefish city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 100.9Whitefish's overall cost of living index is 100.9, where 100 represents the US national average. Living in Whitefish costs roughly 1% more than the average American city.
| Metric | Whitefish, MT | National Avg |
|---|---|---|
| Median Home Value | $610,000 | $244,900 |
| Median Monthly Rent | $1,254 | $1,163 |
| Homeownership Rate | 62.7% | 65.9% |
| Median Household Income | $69,919 | $74,755 |
Crime & Safety
Very SafeWhitefish's violent crime rate is 124.4 per 100,000 residents — 67% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Whitefish is served primarily by Olney-Bissell Elem. The student-to-teacher ratio is 9.1:1 (better than the national average of ~16:1).
| Metric | Whitefish, MT | National Avg |
|---|---|---|
| School District | Olney-Bissell Elem | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 9.1:1 | 16:1 |
| Bachelor's Degree or Higher | 55.9% | 35.4% |
| High School Diploma or Higher | 97.9% | 91.1% |
Weather & Climate
Whitefish sees average highs of 29.0°F in January and 80.6°F in July, with 19.9 inches of annual precipitation and 63.1 inches of snow per year.
| Metric | Whitefish, MT |
|---|---|
| Average High — January | 29.0°F |
| Average High — July | 80.6°F |
| Annual Precipitation | 19.9" |
| Annual Snowfall | 63.1" |
Demographics
| Metric | Whitefish, MT | National Avg |
|---|---|---|
| Population | 8,098 | — |
| Median Age | 43.0 | 38.9 |
| Unemployment Rate | 2.5% | 3.7% |
| Avg Commute Time | 15.4 min | 26 min |
| White (non-Hispanic) | 95.2% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 2.2% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 17.0% | 22.2% |
| 65 and over | 22.1% | 16.8% |
Nearby Cities
ZIP Codes in Whitefish
Whitefish, MT is covered by 1 ZIP code: