Median Income
$64,500
household / year
Median Home Value
$287,700
owner-occupied
Median Rent
$949
gross / month
Cost of Living
95
national avg = 100

Is Columbia Falls, MT a Good Place to Live?

Columbia Falls is a small town of 5,435 in Montana, with a median household income of $64,500 and a 5.8% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.

Strengths: Columbia Falls stands out for an affordable cost of living, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Columbia Falls is right for you depends on your priorities — the full breakdown is below.

All Columbia Falls city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 95.0

Columbia Falls's overall cost of living index is 95.0, where 100 represents the US national average. Living in Columbia Falls costs roughly 5% less than the average American city.

Metric Columbia Falls, MT National Avg
Median Home Value $287,700 $244,900
Median Monthly Rent $949 $1,163
Homeownership Rate 63.6% 65.9%
Median Household Income $64,500 $74,755

Crime & Safety

Safer than Average

Columbia Falls's violent crime rate is 274.1 per 100,000 residents — 28% lower than the national average of ~380 per 100,000.

Violent Crime
274.1 /100k
Property Crime
1593.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Columbia Falls is served primarily by Columbia Falls Elem. The student-to-teacher ratio is 14.6:1 (better than the national average of ~16:1).

Metric Columbia Falls, MT National Avg
School District Columbia Falls Elem —
Elementary Schools 2 —
Middle Schools 1 —
High Schools N/A —
Student/Teacher Ratio 14.6:1 16:1
Bachelor's Degree or Higher 24.0% 35.4%
High School Diploma or Higher 91.3% 91.1%

Weather & Climate

Columbia Falls sees average highs of 31.0°F in January and 82.2°F in July, with 16.8 inches of annual precipitation and 54.4 inches of snow per year.

MetricColumbia Falls, MT
Average High — January31.0°F
Average High — July82.2°F
Annual Precipitation16.8"
Annual Snowfall54.4"

Demographics

MetricColumbia Falls, MTNational Avg
Population5,435—
Median Age37.538.9
Unemployment Rate5.8%3.7%
Avg Commute Time20.6 min26 min
White (non-Hispanic)90.6%59.3%
Black or African American0.0%13.6%
Hispanic or Latino5.1%18.9%
Asian1.0%6.3%
Under 1827.4%22.2%
65 and over10.8%16.8%

Nearby Cities

ZIP Codes in Columbia Falls

Columbia Falls, MT is covered by 1 ZIP code:

Columbia Falls vs Other Cities

Frequently Asked Questions

Columbia Falls's cost of living index is 95, where 100 is the national average. That makes Columbia Falls roughly 5% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $287,700 and median rent is $949/month.
Columbia Falls's violent crime rate is 274.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1593.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Columbia Falls are operated by Columbia Falls Elem. The district has 2 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 14.6:1. 24.0% of adults 25+ hold a bachelor's degree or higher.
Columbia Falls, MT has a population of 5,435, a median household income of $64,500, and an unemployment rate of 5.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Columbia Falls averages 31.0°F in January and 82.2°F in July. Annual rainfall is 16.8 inches with about 54.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Columbia Falls, MT is covered by 1 ZIP code: 59912.
The population of Columbia Falls, Montana is 5,435 with a median age of 37.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Columbia Falls: cost of living index 95 (100 = US average), median home $287,700, median household income $64,500, crime index 74 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Columbia Falls side by side with your current city to see the trade-offs.