Median Income
$48,866
household / year
Median Home Value
$279,400
owner-occupied
Median Rent
$877
gross / month
Cost of Living
94
national avg = 100

Is Polson, MT a Good Place to Live?

Polson is a small town of 5,218 in Montana, with a median household income of $48,866 and a 6.4% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Polson stands out for an affordable cost of living, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Polson is right for you depends on your priorities — the full breakdown is below.

All Polson city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.2

Polson's overall cost of living index is 94.2, where 100 represents the US national average. Living in Polson costs roughly 6% less than the average American city.

Metric Polson, MT National Avg
Median Home Value $279,400 $244,900
Median Monthly Rent $877 $1,163
Homeownership Rate 49.7% 65.9%
Median Household Income $48,866 $74,755

Crime & Safety

High Crime

Polson's violent crime rate is 987.9 per 100,000 residents — 160% higher than the national average of ~380 per 100,000.

Violent Crime
987.9 /100k
Property Crime
3119.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Polson is served primarily by Polson Elem. The student-to-teacher ratio is 15.0:1 (better than the national average of ~16:1).

Metric Polson, MT National Avg
School District Polson Elem
Elementary Schools 2
Middle Schools 1
High Schools N/A
Student/Teacher Ratio 15.0:1 16:1
Bachelor's Degree or Higher 27.4% 35.4%
High School Diploma or Higher 91.8% 91.1%

Weather & Climate

Polson sees average highs of 33.4°F in January and 82.8°F in July, with 15.0 inches of annual precipitation and 33.6 inches of snow per year.

MetricPolson, MT
Average High — January33.4°F
Average High — July82.8°F
Annual Precipitation15.0"
Annual Snowfall33.6"

Demographics

MetricPolson, MTNational Avg
Population5,218
Median Age47.538.9
Unemployment Rate6.4%3.7%
Avg Commute Time16.9 min26 min
White (non-Hispanic)62.6%59.3%
Black or African American0.6%13.6%
Hispanic or Latino7.1%18.9%
Asian1.1%6.3%
Under 1819.5%22.2%
65 and over23.4%16.8%

Nearby Cities

ZIP Codes in Polson

Polson, MT is covered by 1 ZIP code:

Polson vs Other Cities

Frequently Asked Questions

Polson's cost of living index is 94, where 100 is the national average. That makes Polson roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $279,400 and median rent is $877/month.
Polson's violent crime rate is 987.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3119.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Polson are operated by Polson Elem. The district has 2 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 15.0:1. 27.4% of adults 25+ hold a bachelor's degree or higher.
Polson, MT has a population of 5,218, a median household income of $48,866, and an unemployment rate of 6.4%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Polson averages 33.4°F in January and 82.8°F in July. Annual rainfall is 15.0 inches with about 33.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Polson, MT is covered by 1 ZIP code: 59860.
The population of Polson, Montana is 5,218 with a median age of 47.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Polson: cost of living index 94 (100 = US average), median home $279,400, median household income $48,866, crime index 215 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Polson side by side with your current city to see the trade-offs.