Is Finley Point, MT a Good Place to Live?
Finley Point is a small town of 460 in Montana, with a median household income of $34,861 and a 8.4% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: Finley Point stands out for an affordable cost of living, short average commutes.
Trade-offs: Potential downsides include high home prices, an elevated unemployment rate. Whether Finley Point is right for you depends on your priorities — the full breakdown is below.
All Finley Point city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 95.8Finley Point's overall cost of living index is 95.8, where 100 represents the US national average. Living in Finley Point costs roughly 4% less than the average American city.
| Metric | Finley Point, MT | National Avg |
|---|---|---|
| Median Home Value | $464,800 | $244,900 |
| Median Monthly Rent | $782 | $1,163 |
| Homeownership Rate | 73.1% | 65.9% |
| Median Household Income | $34,861 | $74,755 |
Crime & Safety
Near National AverageFinley Point's violent crime rate is 581.1 per 100,000 residents — 53% higher than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Finley Point, MT | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 32.5% | 35.4% |
| High School Diploma or Higher | 90.1% | 91.1% |
Weather & Climate
Finley Point sees average highs of 33.4°F in January and 82.8°F in July, with 32.7 inches of annual precipitation and 33.6 inches of snow per year.
| Metric | Finley Point, MT |
|---|---|
| Average High — January | 33.4°F |
| Average High — July | 82.8°F |
| Annual Precipitation | 32.7" |
| Annual Snowfall | 33.6" |
Demographics
| Metric | Finley Point, MT | National Avg |
|---|---|---|
| Population | 460 | — |
| Median Age | 60.3 | 38.9 |
| Unemployment Rate | 8.4% | 3.7% |
| Avg Commute Time | 19.0 min | 26 min |
| White (non-Hispanic) | 87.6% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 7.0% | 22.2% |
| 65 and over | 32.2% | 16.8% |