Median Income
$34,861
household / year
Median Home Value
$464,800
owner-occupied
Median Rent
$782
gross / month
Cost of Living
96
national avg = 100

Is Finley Point, MT a Good Place to Live?

Finley Point is a small town of 460 in Montana, with a median household income of $34,861 and a 8.4% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Finley Point stands out for an affordable cost of living, short average commutes.

Trade-offs: Potential downsides include high home prices, an elevated unemployment rate. Whether Finley Point is right for you depends on your priorities — the full breakdown is below.

All Finley Point city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 95.8

Finley Point's overall cost of living index is 95.8, where 100 represents the US national average. Living in Finley Point costs roughly 4% less than the average American city.

Metric Finley Point, MT National Avg
Median Home Value $464,800 $244,900
Median Monthly Rent $782 $1,163
Homeownership Rate 73.1% 65.9%
Median Household Income $34,861 $74,755

Crime & Safety

Near National Average

Finley Point's violent crime rate is 581.1 per 100,000 residents — 53% higher than the national average of ~380 per 100,000.

Violent Crime
581.1 /100k
Property Crime
1690.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Finley Point, MT National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 32.5% 35.4%
High School Diploma or Higher 90.1% 91.1%

Weather & Climate

Finley Point sees average highs of 33.4°F in January and 82.8°F in July, with 32.7 inches of annual precipitation and 33.6 inches of snow per year.

MetricFinley Point, MT
Average High — January33.4°F
Average High — July82.8°F
Annual Precipitation32.7"
Annual Snowfall33.6"

Demographics

MetricFinley Point, MTNational Avg
Population460
Median Age60.338.9
Unemployment Rate8.4%3.7%
Avg Commute Time19.0 min26 min
White (non-Hispanic)87.6%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 187.0%22.2%
65 and over32.2%16.8%

Nearby Cities

Finley Point vs Other Cities

Frequently Asked Questions

Finley Point's cost of living index is 96, where 100 is the national average. That makes Finley Point roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $464,800 and median rent is $782/month.
Finley Point's violent crime rate is 581.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1690.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Finley Point, MT has a population of 460, a median household income of $34,861, and an unemployment rate of 8.4%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Finley Point averages 33.4°F in January and 82.8°F in July. Annual rainfall is 32.7 inches with about 33.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Finley Point, Montana is 460 with a median age of 60.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Finley Point: cost of living index 96 (100 = US average), median home $464,800, median household income $34,861, crime index 124 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Finley Point side by side with your current city to see the trade-offs.