Median Income
N/A
household / year
Median Home Value
N/A
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
92
national avg = 100

Is Waterford, MS a Good Place to Live?

Waterford is a small town of 12 in Mississippi, with a median household income of N/A . Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Waterford stands out for an affordable cost of living, a well-educated population.

Trade-offs: No major red flags stand out in the available data. Whether Waterford is right for you depends on your priorities — the full breakdown is below.

All Waterford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.4

Waterford's overall cost of living index is 92.4, where 100 represents the US national average. Living in Waterford costs roughly 8% less than the average American city.

Metric Waterford, MS National Avg
Median Home Value N/A $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 100.0% 65.9%
Median Household Income N/A $74,755

Crime & Safety

Crime data for Waterford is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Metric Waterford, MS National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 50.0% 35.4%
High School Diploma or Higher 100.0% 91.1%

Weather & Climate

Waterford sees average highs of 49.9°F in January and 90.5°F in July, with 60.6 inches of annual precipitation and 1.1 inches of snow per year.

MetricWaterford, MS
Average High — January49.9°F
Average High — July90.5°F
Annual Precipitation60.6"
Annual Snowfall1.1"

Demographics

MetricWaterford, MSNational Avg
Population12—
Median AgeN/A38.9
Unemployment RateN/A3.7%
Avg Commute TimeN/A26 min
White (non-Hispanic)100.0%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 180.0%22.2%
65 and over50.0%16.8%

Nearby Cities

Potts Camp, MS 9 mi Bethlehem, MS 9 mi Holly Springs, MS 9 mi Abbeville, MS 10 mi Red Banks, MS 14 mi

ZIP Codes in Waterford

Waterford, MS is covered by 1 ZIP code:

38685

Waterford vs Other Cities

Waterford, MS vs Potts Camp, MS Waterford, MS vs Bethlehem, MS Waterford, MS vs Holly Springs, MS Waterford, MS vs Abbeville, MS Waterford, MS vs Red Banks, MS

Frequently Asked Questions

Waterford's cost of living index is 92, where 100 is the national average. That makes Waterford roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is N/A and median rent is N/A/month.
Crime data for Waterford is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
School district information is sourced from NCES Common Core of Data.
Waterford, MS has a population of 12, a median household income of N/A, and an unemployment rate of N/A. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Waterford averages 49.9°F in January and 90.5°F in July. Annual rainfall is 60.6 inches with about 1.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Waterford, MS is covered by 1 ZIP code: 38685.
The population of Waterford, Mississippi is 12. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Waterford: cost of living index 92 (100 = US average), median home N/A, median household income N/A. Whether these are benefits or drawbacks depends on where you're coming from — compare Waterford side by side with your current city to see the trade-offs.