Median Income
$45,552
household / year
Median Home Value
$97,000
owner-occupied
Median Rent
$832
gross / month
Cost of Living
92
national avg = 100

Is Holly Springs, MS a Good Place to Live?

Holly Springs is a small town of 6,942 in Mississippi, with a median household income of $45,552 and a 7.9% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Holly Springs stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Holly Springs is right for you depends on your priorities — the full breakdown is below.

All Holly Springs city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.4

Holly Springs's overall cost of living index is 92.4, where 100 represents the US national average. Living in Holly Springs costs roughly 8% less than the average American city.

Metric Holly Springs, MS National Avg
Median Home Value $97,000 $244,900
Median Monthly Rent $832 $1,163
Homeownership Rate 64.2% 65.9%
Median Household Income $45,552 $74,755

Crime & Safety

Safer than Average

Holly Springs's violent crime rate is 354.5 per 100,000 residents — 7% lower than the national average of ~380 per 100,000.

Violent Crime
354.5 /100k
Property Crime
323.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Holly Springs is served primarily by Marshall County School District. The student-to-teacher ratio is 13.4:1 (better than the national average of ~16:1).

Metric Holly Springs, MS National Avg
School District Marshall County School District —
Elementary Schools 4 —
Middle Schools 1 —
High Schools 4 —
Student/Teacher Ratio 13.4:1 16:1
Bachelor's Degree or Higher 12.7% 35.4%
High School Diploma or Higher 81.2% 91.1%

Weather & Climate

Holly Springs sees average highs of 49.9°F in January and 90.5°F in July, with 58.2 inches of annual precipitation and 2.3 inches of snow per year.

MetricHolly Springs, MS
Average High — January49.9°F
Average High — July90.5°F
Annual Precipitation58.2"
Annual Snowfall2.3"

Demographics

MetricHolly Springs, MSNational Avg
Population6,942—
Median Age40.638.9
Unemployment Rate7.9%3.7%
Avg Commute Time22.0 min26 min
White (non-Hispanic)18.4%59.3%
Black or African American77.4%13.6%
Hispanic or Latino1.6%18.9%
Asian0.1%6.3%
Under 1814.5%22.2%
65 and over13.5%16.8%

Nearby Cities

ZIP Codes in Holly Springs

Holly Springs, MS is covered by 1 ZIP code:

Holly Springs vs Other Cities

Frequently Asked Questions

Holly Springs's cost of living index is 92, where 100 is the national average. That makes Holly Springs roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $97,000 and median rent is $832/month.
Holly Springs's violent crime rate is 354.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 323.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Holly Springs are operated by Marshall County School District. The district has 4 elementary, 1 middle, and 4 high schools. The student-to-teacher ratio is 13.4:1. 12.7% of adults 25+ hold a bachelor's degree or higher.
Holly Springs, MS has a population of 6,942, a median household income of $45,552, and an unemployment rate of 7.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Holly Springs averages 49.9°F in January and 90.5°F in July. Annual rainfall is 58.2 inches with about 2.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Holly Springs, MS is covered by 1 ZIP code: 38635.
The population of Holly Springs, Mississippi is 6,942 with a median age of 40.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Holly Springs: cost of living index 92 (100 = US average), median home $97,000, median household income $45,552, crime index 62 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Holly Springs side by side with your current city to see the trade-offs.