What are the schools like in Utica, MS?

Utica is served primarily by Hinds County School District. The district operates 5 elementary schools, 1 middle schools, and 4 high schools with a student-to-teacher ratio of 14.6:1.

What is the median household income in Utica?

The median household income in Utica, MS is $42,222 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.5%.

What is the weather like in Utica, MS?

Utica has an average high temperature of 58.6°F in January and 93.3°F in July. Annual precipitation averages 60.2 inches and annual snowfall averages 0.7 inches.

Utica, MS Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Utica, MS affordable or expensive?

Utica's cost of living index is 91, where 100 represents the national average. This means Utica is 9% less expensive than the average US city. The median home value is $91,100 and the median rent is $747 per month.

Q: What is the crime rate in Utica, MS?

Crime rate data for Utica is not currently available from the FBI's reported data.

Is Utica, MS a Good Place to Live?

Utica is a small town of 977 in Mississippi, with a median household income of $42,222 and a 3.5% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Utica stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).

Trade-offs: Potential downsides include longer commutes. Whether Utica is right for you depends on your priorities — the full breakdown is below.

All Utica city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.7

Utica's overall cost of living index is 90.7, where 100 represents the US national average. Living in Utica costs roughly 9% less than the average American city.

Metric	Utica, MS	National Avg
Median Home Value	$91,100	$244,900
Median Monthly Rent	$747	$1,163
Homeownership Rate	73.2%	65.9%
Median Household Income	$42,222	$74,755

Crime & Safety

Crime data for Utica is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Utica is served primarily by Hinds County School District. The student-to-teacher ratio is 14.6:1 (better than the national average of ~16:1).

Metric	Utica, MS	National Avg
School District	Hinds County School District	—
Elementary Schools	5	—
Middle Schools	1	—
High Schools	4	—
Student/Teacher Ratio	14.6:1	16:1
Bachelor's Degree or Higher	14.8%	35.4%
High School Diploma or Higher	88.3%	91.1%

Weather & Climate

Utica sees average highs of 58.6°F in January and 93.3°F in July, with 60.2 inches of annual precipitation and 0.7 inches of snow per year.

Metric	Utica, MS
Average High — January	58.6°F
Average High — July	93.3°F
Annual Precipitation	60.2"
Annual Snowfall	0.7"

Demographics

Metric	Utica, MS	National Avg
Population	977	—
Median Age	39.4	38.9
Unemployment Rate	3.5%	3.7%
Avg Commute Time	31.4 min	26 min
White (non-Hispanic)	14.9%	59.3%
Black or African American	81.6%	13.6%
Hispanic or Latino	2.8%	18.9%
Asian	0.0%	6.3%
Under 18	22.6%	22.2%
65 and over	14.4%	16.8%

Nearby Cities

Learned, MS 8 mi Edwards, MS 16 mi Raymond, MS 16 mi Hermanville, MS 16 mi Crystal Springs, MS 18 mi

ZIP Codes in Utica

Utica, MS is covered by 1 ZIP code:

39175

Utica vs Other Cities

Utica, MS vs Learned, MS Utica, MS vs Edwards, MS Utica, MS vs Raymond, MS Utica, MS vs Hermanville, MS Utica, MS vs Crystal Springs, MS

Frequently Asked Questions

Is Utica, MS affordable or expensive?

Utica's cost of living index is 91, where 100 is the national average. That makes Utica roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $91,100 and median rent is $747/month.

What is the crime rate in Utica, MS?

Crime data for Utica is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Utica?

Public schools in Utica are operated by Hinds County School District. The district has 5 elementary, 1 middle, and 4 high schools. The student-to-teacher ratio is 14.6:1. 14.8% of adults 25+ hold a bachelor's degree or higher.

Is Utica, MS a good place to live?

Utica, MS has a population of 977, a median household income of $42,222, and an unemployment rate of 3.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Utica?

Utica averages 58.6°F in January and 93.3°F in July. Annual rainfall is 60.2 inches with about 0.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Utica?

Utica, MS is covered by 1 ZIP code: 39175.

What is the population of Utica?

The population of Utica, Mississippi is 977 with a median age of 39.4. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Utica?

Key numbers for living in Utica: cost of living index 91 (100 = US average), median home $91,100, median household income $42,222, schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Utica side by side with your current city to see the trade-offs.