Is Monticello, MS a Good Place to Live?
Monticello is a small town of 1,277 in Mississippi, with a median household income of $27,150 and a 7.4% unemployment rate.
Strengths: Monticello stands out for below-average home prices, solid school ratings (B).
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Monticello is right for you depends on your priorities — the full breakdown is below.
All Monticello city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Cost of living data is based on the Bureau of Economic Analysis Regional Price Parities for the Monticello metro area.
| Metric | Monticello, MS | National Avg |
|---|---|---|
| Median Home Value | $120,800 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 61.4% | 65.9% |
| Median Household Income | $27,150 | $74,755 |
Crime & Safety
Crime data for Monticello is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Monticello is served primarily by Lawrence County School District. The student-to-teacher ratio is 11.5:1 (better than the national average of ~16:1).
| Metric | Monticello, MS | National Avg |
|---|---|---|
| School District | Lawrence County School District | — |
| Elementary Schools | 3 | — |
| Middle Schools | 1 | — |
| High Schools | 2 | — |
| Student/Teacher Ratio | 11.5:1 | 16:1 |
| Bachelor's Degree or Higher | 19.2% | 35.4% |
| High School Diploma or Higher | 91.0% | 91.1% |
Weather & Climate
Monticello sees average highs of 61.7°F in January and 95.8°F in July, with 60.4 inches of annual precipitation and 0.2 inches of snow per year.
| Metric | Monticello, MS |
|---|---|
| Average High — January | 61.7°F |
| Average High — July | 95.8°F |
| Annual Precipitation | 60.4" |
| Annual Snowfall | 0.2" |
Demographics
| Metric | Monticello, MS | National Avg |
|---|---|---|
| Population | 1,277 | — |
| Median Age | 44.0 | 38.9 |
| Unemployment Rate | 7.4% | 3.7% |
| Avg Commute Time | 26.2 min | 26 min |
| White (non-Hispanic) | 58.7% | 59.3% |
| Black or African American | 32.7% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 1.4% | 6.3% |
| Under 18 | 29.4% | 22.2% |
| 65 and over | 25.6% | 16.8% |
Nearby Cities
ZIP Codes in Monticello
Monticello, MS is covered by 1 ZIP code: