What are the schools like in Horn Lake, MS?

Horn Lake is served primarily by DeSoto County School District. The district operates 23 elementary schools, 8 middle schools, and 10 high schools with a student-to-teacher ratio of 15.3:1.

What is the median household income in Horn Lake?

The median household income in Horn Lake, MS is $57,111 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 7.9%.

What is the weather like in Horn Lake, MS?

Horn Lake has an average high temperature of 50.9°F in January and 91.9°F in July. Annual precipitation averages 59.4 inches and annual snowfall averages 1.4 inches.

Horn Lake, MS Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Horn Lake, MS affordable or expensive?

Horn Lake's cost of living index is 92, where 100 represents the national average. This means Horn Lake is 8% less expensive than the average US city. The median home value is $146,300 and the median rent is $1,251 per month.

Q: What is the crime rate in Horn Lake, MS?

Horn Lake has a violent crime rate of 109.9 incidents per 100,000 residents and a property crime rate of 1398.9 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Horn Lake, MS a Good Place to Live?

Horn Lake is a small city of 26,652 in Mississippi, with a median household income of $57,111 and a 7.9% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Horn Lake stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Horn Lake is right for you depends on your priorities — the full breakdown is below.

All Horn Lake city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.4

Horn Lake's overall cost of living index is 92.4, where 100 represents the US national average. Living in Horn Lake costs roughly 8% less than the average American city.

Metric	Horn Lake, MS	National Avg
Median Home Value	$146,300	$244,900
Median Monthly Rent	$1,251	$1,163
Homeownership Rate	58.8%	65.9%
Median Household Income	$57,111	$74,755

Crime & Safety

Very Safe

Horn Lake's violent crime rate is 109.9 per 100,000 residents — 71% lower than the national average of ~380 per 100,000.

Violent Crime

109.9 /100k

Property Crime

1398.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Horn Lake is served primarily by DeSoto County School District. The student-to-teacher ratio is 15.3:1 (better than the national average of ~16:1).

Metric	Horn Lake, MS	National Avg
School District	DeSoto County School District	—
Elementary Schools	23	—
Middle Schools	8	—
High Schools	10	—
Student/Teacher Ratio	15.3:1	16:1
Bachelor's Degree or Higher	16.4%	35.4%
High School Diploma or Higher	84.8%	91.1%

Weather & Climate

Horn Lake sees average highs of 50.9°F in January and 91.9°F in July, with 59.4 inches of annual precipitation and 1.4 inches of snow per year.

Metric	Horn Lake, MS
Average High — January	50.9°F
Average High — July	91.9°F
Annual Precipitation	59.4"
Annual Snowfall	1.4"

Demographics

Metric	Horn Lake, MS	National Avg
Population	26,652	—
Median Age	35.5	38.9
Unemployment Rate	7.9%	3.7%
Avg Commute Time	25.9 min	26 min
White (non-Hispanic)	43.4%	59.3%
Black or African American	44.8%	13.6%
Hispanic or Latino	6.9%	18.9%
Asian	1.4%	6.3%
Under 18	24.5%	22.2%
65 and over	11.1%	16.8%

Nearby Cities

Lynchburg, MS 3 mi Southaven, MS 4 mi Lakeview, MS 6 mi Walls, MS 7 mi Hernando, MS 8 mi

ZIP Codes in Horn Lake

Horn Lake, MS is covered by 1 ZIP code:

38637

Horn Lake vs Other Cities

Horn Lake, MS vs Lynchburg, MS Horn Lake, MS vs Southaven, MS Horn Lake, MS vs Lakeview, MS Horn Lake, MS vs Walls, MS Horn Lake, MS vs Hernando, MS

Frequently Asked Questions

Is Horn Lake, MS affordable or expensive?

Horn Lake's cost of living index is 92, where 100 is the national average. That makes Horn Lake roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $146,300 and median rent is $1,251/month.

What is the crime rate in Horn Lake, MS?

Horn Lake's violent crime rate is 109.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1398.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Horn Lake?

Public schools in Horn Lake are operated by DeSoto County School District. The district has 23 elementary, 8 middle, and 10 high schools. The student-to-teacher ratio is 15.3:1. 16.4% of adults 25+ hold a bachelor's degree or higher.

Is Horn Lake, MS a good place to live?

Horn Lake, MS has a population of 26,652, a median household income of $57,111, and an unemployment rate of 7.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Horn Lake?

Horn Lake averages 50.9°F in January and 91.9°F in July. Annual rainfall is 59.4 inches with about 1.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Horn Lake?

Horn Lake, MS is covered by 1 ZIP code: 38637.

What is the population of Horn Lake?

The population of Horn Lake, Mississippi is 26,652 with a median age of 35.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Horn Lake?

Key numbers for living in Horn Lake: cost of living index 92 (100 = US average), median home $146,300, median household income $57,111, crime index 44 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Horn Lake side by side with your current city to see the trade-offs.