What are the schools like in Hernando, MS?

Hernando is served primarily by DeSoto County School District. The district operates 23 elementary schools, 8 middle schools, and 10 high schools with a student-to-teacher ratio of 15.3:1.

What is the median household income in Hernando?

The median household income in Hernando, MS is $69,761 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.2%.

What is the weather like in Hernando, MS?

Hernando has an average high temperature of 49.7°F in January and 90.1°F in July. Annual precipitation averages 56.5 inches and annual snowfall averages 1.9 inches.

Hernando, MS Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Hernando, MS affordable or expensive?

Hernando's cost of living index is 92, where 100 represents the national average. This means Hernando is 8% less expensive than the average US city. The median home value is $268,900 and the median rent is $1,079 per month.

Q: What is the crime rate in Hernando, MS?

Hernando has a violent crime rate of 91.5 incidents per 100,000 residents and a property crime rate of 473.7 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Hernando, MS a Good Place to Live?

Hernando is a small city of 17,262 in Mississippi, with a median household income of $69,761 and a 2.2% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Hernando stands out for an affordable cost of living, lower-than-average crime, solid school ratings (B+), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Hernando is right for you depends on your priorities — the full breakdown is below.

All Hernando city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.4

Hernando's overall cost of living index is 92.4, where 100 represents the US national average. Living in Hernando costs roughly 8% less than the average American city.

Metric	Hernando, MS	National Avg
Median Home Value	$268,900	$244,900
Median Monthly Rent	$1,079	$1,163
Homeownership Rate	80.1%	65.9%
Median Household Income	$69,761	$74,755

Crime & Safety

Very Safe

Hernando's violent crime rate is 91.5 per 100,000 residents — 76% lower than the national average of ~380 per 100,000.

Violent Crime

91.5 /100k

Property Crime

473.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Hernando is served primarily by DeSoto County School District. The student-to-teacher ratio is 15.3:1 (better than the national average of ~16:1).

Metric	Hernando, MS	National Avg
School District	DeSoto County School District	—
Elementary Schools	23	—
Middle Schools	8	—
High Schools	10	—
Student/Teacher Ratio	15.3:1	16:1
Bachelor's Degree or Higher	36.6%	35.4%
High School Diploma or Higher	88.7%	91.1%

Weather & Climate

Hernando sees average highs of 49.7°F in January and 90.1°F in July, with 56.5 inches of annual precipitation and 1.9 inches of snow per year.

Metric	Hernando, MS
Average High — January	49.7°F
Average High — July	90.1°F
Annual Precipitation	56.5"
Annual Snowfall	1.9"

Demographics

Metric	Hernando, MS	National Avg
Population	17,262	—
Median Age	36.1	38.9
Unemployment Rate	2.2%	3.7%
Avg Commute Time	25.6 min	26 min
White (non-Hispanic)	76.4%	59.3%
Black or African American	18.5%	13.6%
Hispanic or Latino	2.0%	18.9%
Asian	1.3%	6.3%
Under 18	26.7%	22.2%
65 and over	18.1%	16.8%

Nearby Cities

Bridgetown, MS 6 mi Southaven, MS 7 mi Horn Lake, MS 8 mi Eudora, MS 9 mi Lynchburg, MS 10 mi

ZIP Codes in Hernando

Hernando, MS is covered by 2 ZIP codes:

38632 38651

Hernando vs Other Cities

Hernando, MS vs Bridgetown, MS Hernando, MS vs Southaven, MS Hernando, MS vs Horn Lake, MS Hernando, MS vs Eudora, MS Hernando, MS vs Lynchburg, MS

Frequently Asked Questions

Is Hernando, MS affordable or expensive?

Hernando's cost of living index is 92, where 100 is the national average. That makes Hernando roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $268,900 and median rent is $1,079/month.

What is the crime rate in Hernando, MS?

Hernando's violent crime rate is 91.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 473.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Hernando?

Public schools in Hernando are operated by DeSoto County School District. The district has 23 elementary, 8 middle, and 10 high schools. The student-to-teacher ratio is 15.3:1. 36.6% of adults 25+ hold a bachelor's degree or higher.

Is Hernando, MS a good place to live?

Hernando, MS has a population of 17,262, a median household income of $69,761, and an unemployment rate of 2.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Hernando?

Hernando averages 49.7°F in January and 90.1°F in July. Annual rainfall is 56.5 inches with about 1.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Hernando?

Hernando, MS is covered by 2 ZIP codes: 38632, 38651.

What is the population of Hernando?

The population of Hernando, Mississippi is 17,262 with a median age of 36.1. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Hernando?

Key numbers for living in Hernando: cost of living index 92 (100 = US average), median home $268,900, median household income $69,761, crime index 23 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Hernando side by side with your current city to see the trade-offs.