Whitewater is a small town of 75 in Missouri, with a median household income of $46,146
.
Its cost of living index is 86 (US average = 100), which is
14% below the national average.
Strengths:
Whitewater stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes. Whether Whitewater is right for you depends on your priorities — the full breakdown is below.
All Whitewater city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 86.3
Whitewater's overall cost of living index is 86.3,
where 100 represents the US national average.
Living in Whitewater costs roughly 14% less than the average American city.
Metric
Whitewater, MO
National Avg
Median Home Value
$93,000
$244,900
Median Monthly Rent
N/A
$1,163
Homeownership Rate
89.4%
65.9%
Median Household Income
$46,146
$74,755
Crime & Safety
Safer than Average
Whitewater's violent crime rate is 409.5 per 100,000 residents
— 8% higher than the national average of ~380 per 100,000.
Violent Crime
409.5 /100k
Property Crime
1674.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Whitewater, MO
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
11.7%
35.4%
High School Diploma or Higher
85.0%
91.1%
Weather & Climate
Whitewater sees average highs of 45.5°F in January
and 89.5°F in July,
with 51.9 inches of annual precipitation
and 7.5 inches of snow per year.
Whitewater's cost of living index is 86, where 100 is the national average.
That makes Whitewater roughly 14% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $93,000 and median rent is N/A/month.
Whitewater's violent crime rate is 409.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1674.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Whitewater, MO has a population of 75, a median household income of $46,146, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Whitewater averages 45.5°F in January and 89.5°F in July. Annual rainfall is 51.9 inches
with about 7.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Whitewater, MO is covered by 1 ZIP code: 63785.
The population of Whitewater, Missouri is 75 with a median age of 58.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Whitewater: cost of living index 86 (100 = US average), median home $93,000, median household income $46,146, crime index 97 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Whitewater side by side with your current city to see the trade-offs.