Urbana is a small town of 452 in Missouri, with a median household income of $34,063
and a 2.9% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Urbana stands out for an affordable cost of living, below-average home prices, solid school ratings (B).
Trade-offs:
Potential downsides include longer commutes. Whether Urbana is right for you depends on your priorities — the full breakdown is below.
All Urbana city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.3
Urbana's overall cost of living index is 89.3,
where 100 represents the US national average.
Living in Urbana costs roughly 11% less than the average American city.
Metric
Urbana, MO
National Avg
Median Home Value
$72,000
$244,900
Median Monthly Rent
$503
$1,163
Homeownership Rate
62.7%
65.9%
Median Household Income
$34,063
$74,755
Crime & Safety
Very Safe
Urbana's violent crime rate is 207.4 per 100,000 residents
— 45% lower than the national average of ~380 per 100,000.
Violent Crime
207.4 /100k
Property Crime
479.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Urbana is served primarily by HICKORY CO. R-I.
The student-to-teacher ratio is 12.8:1
(better than the national average of ~16:1).
Metric
Urbana, MO
National Avg
School District
HICKORY CO. R-I
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
12.8:1
16:1
Bachelor's Degree or Higher
10.6%
35.4%
High School Diploma or Higher
78.5%
91.1%
Weather & Climate
Urbana sees average highs of 42.3°F in January
and 88.7°F in July,
with 43.7 inches of annual precipitation
and 9.0 inches of snow per year.
Urbana's cost of living index is 89, where 100 is the national average.
That makes Urbana roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $72,000 and median rent is $503/month.
Urbana's violent crime rate is 207.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 479.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Urbana are operated by HICKORY CO. R-I.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 12.8:1. 10.6% of adults 25+ hold a bachelor's degree or higher.
Urbana, MO has a population of 452, a median household income of $34,063, and an unemployment rate of 2.9%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Urbana averages 42.3°F in January and 88.7°F in July. Annual rainfall is 43.7 inches
with about 9.0 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Urbana, MO is covered by 1 ZIP code: 65767.
The population of Urbana, Missouri is 452 with a median age of 48.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Urbana: cost of living index 89 (100 = US average), median home $72,000, median household income $34,063, crime index 42 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Urbana side by side with your current city to see the trade-offs.
