What are the schools like in Troy, MO?

Troy is served primarily by TROY R-III. The district operates 7 elementary schools, 2 middle schools, and 1 high schools with a student-to-teacher ratio of 13.9:1.

What is the median household income in Troy?

The median household income in Troy, MO is $74,463 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 1.8%.

What is the weather like in Troy, MO?

Troy has an average high temperature of 38.9°F in January and 87.8°F in July. Annual precipitation averages 43.3 inches and annual snowfall averages 16.3 inches.

Troy, MO Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Troy, MO affordable or expensive?

Troy's cost of living index is 96, where 100 represents the national average. This means Troy is 4% less expensive than the average US city. The median home value is $195,500 and the median rent is $983 per month.

Q: What is the crime rate in Troy, MO?

Troy has a violent crime rate of 144.4 incidents per 100,000 residents and a property crime rate of 977.7 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Troy, MO a Good Place to Live?

Troy is a small city of 12,964 in Missouri, with a median household income of $74,463 and a 1.8% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Troy stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-).

Trade-offs: Potential downsides include longer commutes. Whether Troy is right for you depends on your priorities — the full breakdown is below.

All Troy city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

Troy's overall cost of living index is 96.3, where 100 represents the US national average. Living in Troy costs roughly 4% less than the average American city.

Metric	Troy, MO	National Avg
Median Home Value	$195,500	$244,900
Median Monthly Rent	$983	$1,163
Homeownership Rate	70.1%	65.9%
Median Household Income	$74,463	$74,755

Crime & Safety

Very Safe

Troy's violent crime rate is 144.4 per 100,000 residents — 62% lower than the national average of ~380 per 100,000.

Violent Crime

144.4 /100k

Property Crime

977.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Troy is served primarily by TROY R-III. The student-to-teacher ratio is 13.9:1 (better than the national average of ~16:1).

Metric	Troy, MO	National Avg
School District	TROY R-III	—
Elementary Schools	7	—
Middle Schools	2	—
High Schools	1	—
Student/Teacher Ratio	13.9:1	16:1
Bachelor's Degree or Higher	12.7%	35.4%
High School Diploma or Higher	93.5%	91.1%

Weather & Climate

Troy sees average highs of 38.9°F in January and 87.8°F in July, with 43.3 inches of annual precipitation and 16.3 inches of snow per year.

Metric	Troy, MO
Average High — January	38.9°F
Average High — July	87.8°F
Annual Precipitation	43.3"
Annual Snowfall	16.3"

Demographics

Metric	Troy, MO	National Avg
Population	12,964	—
Median Age	35.5	38.9
Unemployment Rate	1.8%	3.7%
Avg Commute Time	30.9 min	26 min
White (non-Hispanic)	92.9%	59.3%
Black or African American	2.1%	13.6%
Hispanic or Latino	1.0%	18.9%
Asian	0.3%	6.3%
Under 18	25.1%	22.2%
65 and over	14.1%	16.8%

Nearby Cities

Moscow Mills, MO 3 mi Cave, MO 5 mi Fountain N' Lakes, MO 6 mi Hawk Point, MO 9 mi Flint Hill, MO 9 mi

ZIP Codes in Troy

Troy, MO is covered by 1 ZIP code:

63379

Troy vs Other Cities

Troy, MO vs Moscow Mills, MO Troy, MO vs Cave, MO Troy, MO vs Fountain N' Lakes, MO Troy, MO vs Hawk Point, MO Troy, MO vs Flint Hill, MO

Frequently Asked Questions

Is Troy, MO affordable or expensive?

Troy's cost of living index is 96, where 100 is the national average. That makes Troy roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $195,500 and median rent is $983/month.

What is the crime rate in Troy, MO?

Troy's violent crime rate is 144.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 977.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Troy?

Public schools in Troy are operated by TROY R-III. The district has 7 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 13.9:1. 12.7% of adults 25+ hold a bachelor's degree or higher.

Is Troy, MO a good place to live?

Troy, MO has a population of 12,964, a median household income of $74,463, and an unemployment rate of 1.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Troy?

Troy averages 38.9°F in January and 87.8°F in July. Annual rainfall is 43.3 inches with about 16.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Troy?

Troy, MO is covered by 1 ZIP code: 63379.

What is the population of Troy?

The population of Troy, Missouri is 12,964 with a median age of 35.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Troy?

Key numbers for living in Troy: cost of living index 96 (100 = US average), median home $195,500, median household income $74,463, crime index 41 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Troy side by side with your current city to see the trade-offs.